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Louisiana Home Insurance

Protect Your Home Inside And Out.

Let the good times roll knowing your home in Louisiana is safeguarded against the unexpected. Louisiana homeowners like you can enjoy Allstate's home insurance solutions in New Orleans, Baton Rouge, Shreveport, Lake Charles and beyond.

Your policy will automatically come with the support of a knowledgeable local agent who can help you understand what's covered under your Louisiana home insurance policy.

Home insurance information is based on your current location in Louisiana.

Select a different state

US map with Louisiana highlighted.

Standard Home Insurance Coverage Explained.

Most home insurance policies include standard coverage types to help you protect your home, your belongings and your family. These types of standard coverage usually include:

  • Dwelling (home structure)
    This type of insurance is what can help protect the physical structure of your home, like the walls and the roof.
  • Other structures
    This type of insurance can help protect the physical structure of buildings on your property that are separate from your home, such as a shed or a stand-alone garage.
  • Personal property
    Personal property coverage can help protect the belongings inside your home, which can include belongings like furniture, bicycles, stereos and more. If these belongings are stolen or damaged outside of your home, personal property coverage could also help you replace them.
  • Liability protection
    Liability insurance can help protect you if someone makes a claim against you or sues you for damages after being injured on your property.
  • Guest medical protection
    This type of coverage can help cover the cost of medical expenses for a person who's injured on your property.
  • Additional protection
    Standard Allstate homeowners policies include additional protection. One example of this is reimbursed living expenses coverage, which can help cover increased costs of living like hotel stays in the event your home is uninhabitable after a covered loss.

Enjoy More Coverage Options With House & Home.

With a House & Home policy, you can choose from many types of optional coverage to help protect what matters most to you. Some coverage options available to you could include data recovery, identity theft restoration and protection for valuable items like camera equipment. Talk to an agent to understand all the optional coverage available to you in Louisiana.

You Can Count On Your Local Louisiana Agent.

In addition to dependable home insurance coverage, you’ll have the support of an Allstate agent who understands the needs of homeowners in the Pelican State. Your Louisiana home insurance agent can:

Find an agent to learn more about the benefits of Allstate Louisiana home insurance.

Louisiana Home Insurance Discounts.

There are many ways to save on home insurance in Louisiana. You can choose from a range of discounts to help you lower your home insurance premium. Your agent can help you understand which Louisiana home insurance discounts you qualify for.

Learn more about Allstate home insurance discounts.

Insurance, coverage and discounts are subject to terms and conditions, which may vary by state. Discount amounts and total savings will vary. Other terms, conditions and exclusions may apply.
Flood insurance available from the National Flood Insurance Program (NFIP).

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