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Homeowners Policy Features

Add Extra Home Policy Features For Extra Benefits.

When you purchase a homeowners insurance policy with Allstate, you'll automatically get exceptional features like quality protection and the support of a knowledgeable agent. But you can also enhance your homeowners policy with features that may help you save money on your premium and earn rewards.

Claim RateGuard® Can Help Protect Your Rate.

Accidents happen. That's why you have home insurance. When you add the Claim RateGuard feature to your policy, your home insurance premium won't go up just because you file a claim. Find your local agent to learn more about Claim RateGuard and discuss adding it to your homeowners policy.

Save With Claim-Free Rewards.

If you haven't had to make a home insurance claim, you could get a discount and earn bonus savings. If you switch to Allstate without a claim on your record, you'll earn a discount on your premium. And if you add Claim-Free Bonus to your home policy, you could get bonus savings every year you don't make a claim. Talk to an agent to switch to Allstate and learn more about Claim-Free Rewards.

A local agent is ready to answer your home insurance questions and help you maximize your savings and protection. Find your local agent today.

Claim-Free Bonus and Claim RateGuard® are optional features and not available in every state. Bonus savings only available with optional Claim-Free Bonus feature. Bonus applied to your next renewal bill provided no claims made during the preceding annual policy period. Coverage, discounts and features are subject to terms, conditions and availability. Savings vary. Allstate Vehicle and Property Insurance Co. and Allstate Fire and Casualty Insurance Co.: Northbrook, IL. © 2014 Allstate Insurance Co.

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