Make sure your home is covered.
Help protect your house and belongings by purchasing a National Flood Insurance Program (NFIP) policy through a knowledgeable Allstate agent.
When you purchase both types of flood insurance—Building Property and Personal Property (Contents)—you're helping protect yourself from a variety of flood-related damages. Here are some of the things each type can help cover.
- Building property coverage
- Provides coverage for the physical structure of your home or non-resident property, including electrical and plumbing systems, refrigerators, window blinds and more
- Personal property (contents) coverage
- Provides coverage for the items inside your home, like clothing, furniture, microwaves and televisions, at their value at the time of loss
When it comes to flood damage, Building Property and Personal Property (Contents) policies won't cover:
- Damage caused by moisture, mildew or mold that could have been avoided by the property owner
- Currency, precious metals and valuable papers like stock certificates
- Property and belongings outside of a building like trees, fences and swimming pools
- Living expenses like temporary housing
Talk to your agent if you want to cover your property for more than NFIP's maximum limits.
