Keep your space safe in every season.
Most of the year, your home in North Dakota is exposed to the elements. Learn how a home insurance policy can help protect it from the inside out.
Types of coverage in North Dakota
Here’s what may be typically covered by a homeowners insurance policy in North Dakota.
Protects the structure of your house, such as the roof and walls
Personal property coverage
Protects what's inside your home, like furniture, even if it's damaged or stolen outside the house
Protects the physical structure of buildings on your property separate from your home, such as a detached garage
Defends and protects you if a person sues you after being injured on your property or after you damage their property
Guest medical protection
Pays medical expenses for someone who's injured on your property
Additional living expenses protection
Covers increased expenses if your home is uninhabitable after a covered loss
How to insure your home in North Dakota
Choose your coverage.
No two homes are alike. You and your agent will work together to design an insurance policy that fits your place.
Apply for a policy.
We help make the process quick and easy, so you can start protecting your home as soon as possible.
As your life changes, so do your home insurance needs. An agent will work with you to help make sure what you love is covered.
Save on your home insurance
Protecting your home doesn't have to be expensive. And with a variety of discounts and savings opportunities, Allstate makes it even easier to get a good deal in North Dakota. Here are a few featured discounts:
Save up to 25% when you bundle home and auto policies with Allstate.
Responsible payment discount
Savings for having a good payment history like paying on time and payment type (in-full, escrow, etc.).
Save up to 20% when you switch to Allstate without a recent home insurance claim.
See other ways to save on home insurance in North Dakota.