cat coverage that’s two paws up
get a quoteWhat is cat insurance?
Cat insurance could help cover medical costs if your cat is sick or injured. Keep your feline friends happy, healthy and purring with pet health insurance.
Why do I need pet insurance for my cat?
Pet insurance could help cover your cat’s unexpected healthcare costs, including surgeries, hospitalizations and treatments. It provides a financial safety net so you can put the focus back on your pet’s well-being.
What is covered by cat insurance?
Comprehensive coverage for your cat typically includes:
- Broken bones, emergency room visits and specialist care
- Illnesses that are breed-specific, congenital, or chronic.
- Lab work, including diagnostic testing and consultation fees
- Surgical procedures and hospitalization
- Prosthetic limbs, devices and mobility aids.
- Dental issues covered up to $1000/year
- Behavioral therapy and rehabilitation
- Prescription medications
How does cat insurance work?
1. Visit any vet you choose
Find the right care your cat needs, even from specialists and rehabilitation centers.
2. Submit your claim
Remember to keep a copy of your invoice for your records.
3. Get paid
For covered claims, receive your payment by check or direct deposit. You choose.
How much does cat insurance cost?
Several factors determine the cost of cat insurance. These include your cat’s breed and age and the policy’s deductible and reimbursement percentage. Choose a plan to best fit your needs for as little as $1 per day.
Is cat insurance worth it?
Peace of mind that your cat will get the care it deserves lets you enjoy them even more. A health plan you can trust ensures your cat will get the protection they need, even if your savings can’t cover the cost.
Cat insurance FAQs
It’s a good idea to compare quotes and coverages to make the best decision on what cat health insurance plan works for you.
No, vaccines are not covered. However, you can purchase an optional Wellness Rewards plan that will reimburse vaccines and other routine care expenses.
Starting coverage for your kitten as early as six to eight weeks old can lower your premium and help you get ahead of any future health issues that may develop.
Some exclusions to cat insurance policies can include the following:
- Pre-existing conditions
- Routine veterinary care (but can be reimbursed through the optional Wellness Rewards plan)
- Breeding or pregnancy
- Cosmetic procedures
- Deliberate injuries caused by pet owner, including cruelty or neglect
- DNA testing