Help keep your barber shop protected
Your barber shop or beauty salon offers a custom service to each person who walks through your doors. Whether new or returning, your customers expect to leave your shop satisfied with their experience. Allstate Business Insurance can deliver key coverages to help you protect your business as you continue to serve your clients for years to come.
Explore coverages for barber shops and hair salons
The below coverages may be available for your business. To learn more about what coverages are available in an Allstate Business Insurance policy, you can also contact a local agent.
Explore property coverages
| Property risks | Allstate coverage |
|---|---|
| Stolen cash Money stolen from your company in a theft or burglary could lead to hardship. |
Money and Securities Coverage This optional coverage helps protect your business against loss of money or securities due to theft, disappearance or destruction. This coverage may provide reimbursement whether the loss occurred on or off your business premises. |
| Building or property damage If your business building or business property are destroyed due to a covered loss, such as a fire or theft, costs could add up quickly. |
Business Building/Personal Property Coverage This coverage pays to repair or replace your owned business building and/or your business personal property, up to the limits you select. |
| You can't open your business Your business is damaged due to a fire and you cannot operate until repairs are made. |
Business Income and Extra Expense Coverage This coverage provides your business with up to 12 months of coverage. |
| Employee dishonesty Your business receives checks, credit card payments and sometimes cash for work that you do. When reviewing the receipts for the week, you notice that the deposits were lower than usual. |
Employee Dishonesty Coverage This coverage helps pay for a loss if an employee steals money or property from your business. It is typically an optional coverage. |
Explore liability coverages
| Liability risks | Allstate coverage |
|---|---|
| Injury lawsuit You are sued because somebody was injured after slipping on a recently mopped floor at your business. |
General Liability Protection This provides coverage for injury to others at your premises and helps protect you from lawsuits filed against you. |
| You cause injury to a customer You are a hair stylist and sued by a client after accidentally causing an injury during a haircut. |
The Barber Shops and Hair Salons Professional Liability Products and Completed Operations Coverage |
| Wrongful termination lawsuit A former employee sues you for wrongful termination. |
Employment Practices Liability Coverage This provides coverage and support in the event of a lawsuit related to wrongful termination, sexual harassment or discrimination. This is typically an optional coverage. |
Download our agent discussion guide
As business owners themselves, Allstate agents have a unique understanding of the needs and questions you may have when selecting an insurance plan. To help you prepare for a conversation with your agent, we've compiled a helpful discussion guide.