business insurance for chiropractors

As a chiropractor, your clients rely on your understanding of the complex human body to help them heal. Your business not only allows you to help people in their time of need, but it is also your livelihood. With Allstate Business Insurance, you can help protect the business both you and your clients depend upon.

The below coverages may be available for your business. To learn more about what coverages are available in an Allstate Business Insurance policy, you can also contact a local agent.

Property risks	Allstate coverage
Building or property damage If your business building or business property are destroyed due to a covered loss, such as a fire or theft, costs could add up quickly.	Business Building/Personal Property Coverage This coverage pays to repair or replace your owned business building and/or your business personal property, up to the limits you select.
Damaged documents A pipe bursts and leaks over a filing cabinet that contains critical documents. Many documents are damaged and others are completely destroyed.	Valuable Papers and Records This helps cover the cost of restoring important business documents that are damaged or destroyed by a covered loss. This coverage is included in the basic BOP and can be increased if you opt for additional coverage.
Billing records are destroyed There is a fire and your company's billing records are destroyed. This makes it difficult for you to collect payments from customers.	Accounts Receivable Protection This covers the increased cost of collecting payments and the expense of reestablishing the records of accounts receivable.
Employee dishonesty Your business receives checks, credit card payments and sometimes cash for work that you do. When reviewing the receipts for the week, you notice that the deposits were lower than usual.	Employee Dishonesty Coverage This coverage helps pay for a loss if an employee steals money or property from your business. It is typically an optional coverage.

Liability risks	Allstate coverage
Injury lawsuit You are sued because somebody was injured after slipping on a recently mopped floor at your business.	General Liability Protection This provides coverage for injury to others at your premises and helps protect you from lawsuits filed against you.
Wrongful termination lawsuit A former employee sues you for wrongful termination.	Employment Practices Liability Coverage This provides coverage and support in the event of a lawsuit related to wrongful termination, sexual harassment or discrimination. This is typically an optional coverage.
Customer data loss or theft Customers' confidential personal and financial data that you maintain is lost or stolen.	Data Compromise Coverage This optional coverage provides case management, legal support, credit monitoring and legally required notifications after customer data is affected.

As business owners themselves, Allstate agents have a unique understanding of the needs and questions you may have when selecting an insurance plan. To help you prepare for a conversation with your agent, we've compiled a helpful discussion guide.