Drivewise^® from Allstate

The Performance Cash Reward is calculated each term with 12 months of "rolling" data (six months on the first policy renewal) based on the following characteristics:

• Safe speed (under 80 mph)
• Braking (minimal abrupt stops)
• Time of day (limited late-night trips)

Phone activity is a Drivewise feature available in Allstate Mobile that helps you drive safer by providing insights into the frequency of your phone use while behind the wheel. These insights aren't currently used to calculate your performance rewards, but is used to provide awareness into unsafe driving behaviors and encourage safer driving habits.

The Allstate mobile app automatically detects a trip is occurring when:

• The phone is on with location services enabled and adequately charged (at least 25% battery power) and
• A vehicle travels at least 20 mph for a short distance

No action is necessary on your part to capture a trip. Even if the app is closed in the background, it will detect trips.

The Allstate mobile app uses similar levels of battery as other navigational apps. Like those other apps, Allstate recommends you plug your phone in to charge while driving. There are many variables that may affect battery performance of a phone:

• Phone age and design
• Drive route and mobile-tower signal strength variations
• Battery health, etc.

Because a mobile phone follows an operator, rather than a specific vehicle, the app can detect trips when you aren't the driver. For example, you could be a passenger in someone else's car, or be riding a train. You can delete trips at any time via the My Trips screen in your Drivewise Mobile app. Deleted trips do not count toward your driving record or impact performance cash rewards.

To delete a trip, open the Drivewise Mobile app and tap Profile and Settings, then tap Drivewise. You will see a Remove option under each trip. The app will ask you to provide a reason for each trip you delete.

You can also alert your Drivewise program to "sleep" in advance of a trip. Open the Drivewise Mobile app and tap Profile and Settings, then tap Drivewise to visit your settings screen. Toggle "Drivewise" from Active to Off. An "Auto-Restart" option will appear. Choose the amount of time that you want your Drivewise reporting turned off for. Drivewise reporting will turn back on automatically after the amount of time you selected. [If you don't select an auto-restart time, you will have to go back into this menu to start recording trips again.]

If the app detects a duplicate trip for two operators on a single policy, only one trip will be counted toward the policy's performance score (the trip is automatically counted for the driver who has less total trips in a six-month period).

The Allstate mobile app is designed to use the least amount of data possible. The data is only uploaded at the end of each trip when the phone is connected to the internet (Wi-Fi or cellular).

The Allstate mobile app is compatible with Android 4.4 or higher and iOS 8 or higher.

The trip route map in the app is seen only by you, the app user. No location services information is available to the people servicing a policy. Information used to evaluate driving performance is viewable to you, your Allstate agent and customer service representatives who help service your policy.

If you are a Drivewise customer and your new vehicle has been added to your policy, you can continue using Drivewise mobile since it follows you as the operator, rather than following the vehicle.

Call the Drivewise customer support team at 877-431-7670 or email drivewise@allstatesupport.com.

To unenroll from Drivewise, call either:

• Your local Allstate agent
• Drivewise customer support 877-431-7670