Organizations and Initiatives
Organizations and initiatives we support
Allstate supports research groups and other organizations that provide unbiased information that is used to shape public policy debate and inform consumers and businesses about key issues affecting insurance consumers, including the role that insurance plays in our daily lives. Our support is largely focused on improving safety on our roads and in our homes. In 2013, Allstate provided nearly $7.1 million to research organizations, such as the Insurance Institute for Highway Safety (see the list of major organizations that Allstate supported in 2013 within this report).
Our support is focused largely on safety on our roads and in our homes. In addition, we are involved in other noteworthy research that is not captured in this report. For example, for the past three years we have partnered with the National Journal to publish the “Allstate/National Journal Heartland Monitor Poll” series, which measures the attitudes and feelings of citizens in the American middle class regarding important economic issues. This poll has been referenced in several publications.
Allstate partners with advocacy organizations and other coalitions throughout the country to promote various public policy positions.
We promote ways to better prepare and protect America from natural catastrophes. Recent storms and earthquakes have reminded us all that no place in the country is immune from the tragic death and devastation caused by severe weather. Furthermore, events such as Hurricane Katrina and Superstorm Sandy, and the existence of large unfunded state government insurance pools, have created financial exposure for insurance customers, companies, and the American taxpayer. America needs to be better prepared for these catastrophes and needs to strengthen its financial infrastructure to protect itself from these events. Allstate joined others in a coalition known as ProtectingAmerica.org to offer ideas to build a more effective catastrophe management system that would better prepare and protect America from major catastrophes.
Throughout our history, we have also endeavored to make roads safer. We were pioneers in the advocacy of mandatory seatbelts and airbags in cars. Today, many of our employees and agents devote significant time every day to promoting safer driving, and work with community groups, parents, teen drivers, schools, and national organizations. Allstate provides significant human and financial resources to organizations that save lives, prevent injuries, and reduce losses caused by crashes on the nation’s highways. For example, Allstate supports the Advocates for Highway and Auto Safety, a champion in the effort to save the lives of teen drivers. In 2013, Allstate provided $1.7 million to coalitions, with almost $133,000 (8%) attributed to lobbying efforts.
National and state trade associations
We are also working on building a better insurance regulatory system. The insurance industry currently operates under a different set of regulations in each of the 50 states and the District of Columbia. At the same time, the Federal Insurance Office and other federal agencies are becoming more actively involved in insurance regulatory matters. This patchwork system makes it difficult and expensive for us to develop innovative products for our customers, and for our exclusive agents to operate as efficiently as possible. Allstate supports business organizations that assist our 11,600 agency owners and exclusive financial representatives who operate small businesses located on main streets across the United States and Canada. We believe it is imperative to modernize and improve the regulatory system for insurance companies and consumers. The company therefore supports organizations working for reforms that will help ensure a healthy regulatory system with more uniformity and consistency.
Allstate also supports reforms to our civil justice system to keep pace with changes in technology and address lawsuit abuse. This advocacy includes changes for dealing with electronic document discovery, third party–financed litigation, and state-specific challenges that deal with so-called bad faith laws. In addition, Allstate advocates against theories of civil recovery that cost our customers too much money. That’s why Allstate supports a court system that is fair for everyone. As part of this effort, Allstate contributes to groups that advocate meaningful change for insurance consumers, nationally and in individual states. In 2013, Allstate provided almost $3.2 million to national trade associations, with approximately $1.5 million (47%) attributed to lobbying efforts, and slightly more than $1.7 million to state trade associations, with approximately $476,000 (28%) attributed to lobbying efforts.
Here are the major organizations within the categories described above that Allstate supported in 2013:
Advocates for Highway and Auto Safety
Advocates for safe driving initiatives, including a common-sense approach to graduated driver licensing and ways to reduce distracted driving to protect those most important to us—our children. Find more information at Saferoads.org.
American Council of Life Insurers
Represents more than 300 legal reserve life insurance and fraternal benefit society member companies operating in the United States.
A coalition of national business and consumer organizations, companies and emergency management officials dedicated to promoting stronger building codes
Certified Automotive Parts Association
Improves the marketplace for consumers through certification and advocacy of quality replacement auto parts.
Financial Services Forum
Pursues policies that encourage savings and investment, promotes an open and competitive global marketplace, and ensures that people everywhere have the opportunity to participate fully and productively in the 21st-century global economy.
Financial Services Roundtable
Protects and promotes economic vitality and the integrity of its members and the U.S. financial system.
Florida Chamber of Commerce
Represents the interests of more than 139,000 members in Tallahassee and in Washington, D.C.
The Inter-Industry Conference on Auto Collision Repair, a not-for-profit organization focused on education, knowledge, and solutions for the Collision Repair Inter-Industry. The primary goal of I-CAR is to assure complete and safe repairs for the ultimate benefit of
Illinois Life Insurance Council
Organized to encourage and improve the business of life and health insurance in the state of Illinois
Independent Insurance Agents & Brokers of America
A national alliance of more than a quarter-million business owners and their employees who offer all types of insurance and financial services products
Insurance Information Institute
Improves public understanding of insurance—what it does and how it works. Recognized by media, governments, regulatory organizations, universities, and the public as a primary source of information and analysis concerning insurance.
Insurance Information Network of California
Enhances consumers’ understanding of insurance and safety issues.
Insurance Institute for Business & Home Safety
Dedicated to reducing the social and economic effects of natural disasters, with a unique, state-of-the-art, multi-risk applied research and training facility
Insurance Institute for Highway Safety
The premier research facility for improving motor vehicle safety
National Insurance Crime Bureau
Leads a united effort by insurers, law enforcement agencies, and representatives of the public to prevent and combat insurance fraud and crime through data analytics, investigations, training, legislative advocacy and public awareness
New York Insurance Association, Inc.
Serves as a resource for the property and casualty insurance industry, public policymakers, the media and the public.
Personal Insurance Federation of California
Keeps personal insurance affordable and available for California consumers through state government advocacy and political action.
Personal Insurance Federation of Florida
Keeps personal insurance affordable and available for Florida consumers through state government advocacy and political action.
Advocates for a comprehensive, integrated national catastrophe management solution. More information at ProtectingAmerica.org.
Quality Parts Coalition
Develops and promotes legislative change to U.S. design patent law to preserve competition and to ensure the availability of quality, lower-cost alternative collision repair parts for consumers.
U.S. Chamber of Commerce
Represents the interests of more than 3 million businesses of all sizes, sectors and regions, and advocates for pro-business policies that create jobs and grow our economy.