Life insurance claims FAQs
Here's what you need:
- Completed claim form signed by each beneficiary (this form will be included in the claim packet we send you)
- An original, certified copy of the death certificate
- Copy of the life insurance policy (if available)
- Other applicable court documents
Please not that you may not email or fax your claim form and documentation, as we need original copies of the death certificate and additional required documents (when requested).
Most claims process within 7-10 business days after receiving your completed claim form and related documents. Beneficiaries usually receive payment shortly thereafter. Some claims may take longer.
Yes. The beneficiary and the funeral home are required to have a signed contract. A copy of this contract (or "assignment") must also be sent to Allstate®.
The appointed guardian needs to submit guardianship documentation along with the claim form and certified death certificate.
If no guardian is named, the Uniform Transfers to Minors Act may permit disbursement of funds to a custodian for the use and benefit of the minor child. The appropriate family member may wish to consult an attorney for advice.