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Veterinary office

Business Insurance Coverage For Veterinarians

Make Sure Your Veterinary Practice Is Covered.

As a vet, you are trusted to keep your customers' furry friends healthy, happy and out of harm's way. From a regular check-up to an emergency surgery, you are there for your patients every step of the way. Outstanding care starts with helping to keep your practice protected with quality business insurance from Allstate.

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Property Risks

Animals In Your Care

While a pet is in an exam room waiting to be seen, a fire breaks out and the animal is injured.

Allstate Coverage

Animal Bailee Coverage

This is a property coverage and responds to loss under the Business Personal Property Section of the business owners policy. This coverage is included with the Veterinarians Shield. This is not a substitute for Veterinarians Professional Liability coverage.

You Lose Power At Your Office

The utility company's transformer blows and you lose power to your office, destroying your perishable items

Spoilage Coverage

This provides coverage for your perishable items due to a power outage. This is normally an optional coverage, but this coverage is included with Allstate business insurance for Veterinary Services.

Employee Dishonesty

You receive checks, credit card payments and cash for work that you do. In reviewing the receipts for the week, you notice that the deposits were light.

Employee Dishonesty

This coverage responds when an employee steals money or property from your business. This is normally an optional coverage, but this coverage is included with Allstate business insurance for Veterinary Services.

Depending on your needs and the amount of contents or money on hand, you may want to have higher limits.

A Fire Destroys Your Property

There is a fire and your building and/or property is destroyed.

Building/Personal Property

This provides coverage for your building and/or your business personal property up to the limits you select.

Coverage is available on a replacement cost basis up to policy limits.

Loss Of Cash Due To Theft, Robbery Or Destruction

You handle a significant amount of cash in your business, and a robbery could impact your income greatly.

Money & Securities

This covers the insured against the loss of money or securities due to theft, disappearance or destruction. This is normally an optional coverage, but this coverage is included with Allstate business insurance for Veterinary Services.

Allstate business insurance for Veterinary Services provides coverage on-premise and off-premise in the event a theft occurs.

Liability Risks

Injury Lawsuit

A visitor slips on your office floor, falls, and files an injury lawsuit.

Allstate Coverage

General Liability

Allstate business insurance for Veterinary Services provides coverage for injury to others at your premises and helps protect you from lawsuits brought against you.

Your coverage is based on a per-loss limit and an annual limit.

Professional Errors

A customer's pet is injured during a procedure or while in your care.

Veterinarian's Professional Liability Endorsement*

This provides coverage for the legal obligations arising out of professional errors, negligent acts or omissions during the course of practicing their craft.

Professionals are protected up to the liability limits.

Customer Data Loss Or Theft

You maintain a significant amount of your customers' confidential personal and financial data. That information is lost or stolen.

Data Compromise*

This provides case management, legal support, credit monitoring and legally required notifications.

Save time and money, and avoid high recovery costs

Auto Risks

An Employee Causes An Accident

If your employee gets into an accident and causes injury and damage, you could be liable.

Allstate Coverage

Liability Protection

This coverage insures against injury to others and damage to other vehicles, even if it's due to your employee's negligence.

Vehicle Damage

Damage to your vehicle, whether your driver was at fault or not, can be very costly to fix.

Collision Coverage

This protection pays to repair damage, or even replace your vehicle if it is a total loss.

You can relax in knowing that we'll cover repairs or a replacement, subject to your deductibles.

Hail Storm Vehicle Damage

Hail can do real and costly damage to your vehicle, such as large dents and broken glass.

Comprehensive Solution

This protection pays to repair storm hail damage to your business vehicle.

You'll have peace of mind in knowing you're covered for hail damage repairs, subject to your deductibles.

You Are Injured By An Uninsured Driver

If you're in a vehicle collision with an uninsured driver and sustain serious injury, your livelihood could be at risk.

Uninsured Motorist Coverage

With this coverage, you may be protected for injuries in an accident that is caused by a driver with no insurance.

You may have the protection you need, based on your policy's Bodily Injury limit. (Restrictions apply in some states.)

Owe Money on Damaged Vehicle

If you still owe money on a loan or lease, you could be liable for the cost of replacing the vehicle.

Lease and Loan Gap Coverage

While most carriers will provide this coverage, many restrict it by vehicle type and charge a premium. You can relax because this coverage comes standard in your Allstate Business Auto policy.

Download Our Agent Discussion Guide.

As business owners themselves, Allstate agents have a unique understanding of the needs and questions you may have when selecting an insurance plan. To help you prepare for that conversation, we've complied a helpful guide to discussing your coverage with an agent.

Man and woman small business agent

Have Questions About Your Business Coverage Options?

An Allstate certified business insurance agent will help you find the services that meet you and your business' needs.

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*Optional coverage

This is a brief description of business insurance products; this is not a contract. Read your policy for full details about the coverages. To learn more, please contact your Allstate Agent. Coverages are subject to state availability and qualifications. Other terms, conditions and exclusions may apply. Business Owners Policy is issued by Allstate Insurance Company: Northbrook, IL; Allstate New Jersey Insurance Company: Bridgewater, NJ.

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