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Business Insurance

Property Risks

A fire destroys your property

There is a fire and your building(s) and or business property is destroyed.

Allstate Coverage
  • Building/Personal Property

    This provides coverage for your building and/or your business personal property up to the limits you select.

  • Your coverage with Allstate can help

    Coverage is available on a replacement cost basis up to policy limits.

Customer items are stolen

Your customers' stored property is stolen or destroyed.

Allstate Coverage
  • Self-Storage Facilities Endorsement*

    This provides for property damage to customers' property that you become legally liable for.

  • We understand your needs

    Coverage applies to losses in excess of $250 up to a limit of $50,000.

Employee theft

It is discovered that an employee has stolen from the business.

Allstate Coverage
  • Employee Dishonesty*

    This coverage responds when an employee steals money or property from your business.

  • Allstate value

    Limits are available up to $500,000.

Computer virus attacks

Your computers are attacked by a virus.

Allstate Coverage
  • Electronic Data

    This provides coverage for repairing and restoring data due to harmful code that damages or destroys any part of the computer system.

  • Up to $10,000 in coverage

    This can provide up to $10,000 in coverage.

Billing records are destroyed

There is a fire and your billing records are destroyed making it difficult for you to collect payments from customers.

Allstate Coverage
  • Accounts Receivable Protection

    This covers the increased cost of collecting payment and the cost to reestablish the records of accounts receivable.

  • Coverage based on your needs

    This provides up to $10,000 in coverage to restore records and collect payments from customers. This limit can be increased based on your needs.

You can't open your facility

A fire damages one of the buildings and it becomes unusable until repairs are made.

Allstate Coverage
  • Self-Storage Facilities Endorsement*

    This provides for accrued rental or lease charges for storage spaces that are un-rentable due to a covered loss.

  • Up to 12 months of coverage

    This provides your business with up to 12 months of coverage.

*Optional coverage

This is a brief description of business insurance products; this is not a contract. Read your policy for full details about the coverages. To learn more, please contact your Allstate Agent. Coverages are subject to state availability and qualifications. Other terms, conditions and exclusions may apply. Business Owners Policy is issued by Allstate Insurance Company: Northbrook, IL; Allstate New Jersey Insurance Company: Bridgewater, NJ.

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