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Business Insurance

Property Risks

You can't open your shop

A fire destroys the roof of your business and you cannot operate your business until repairs are made.

Allstate Coverage
  • Business Income & Extra Expense

    This provides for loss of income and fixed expenses while the business is closed due to a covered loss. Extra Expense can help set up the insured at a temporary location during repairs.

  • Up to 12 months of coverage

    This provides your business with up to 12 months of coverage.

Employee dishonesty

You receive checks, credit card payments and sometimes cash for work that you do. In reviewing the receipts for the week, you notice that the deposits were light.

Allstate Coverage
  • Employee Dishonesty

    This coverage responds when an employee steals money or property from your business. This is normally an optional coverage, but this coverage is included with Allstate Business ShieldSM for Rental Services.

  • You have 25% More Coverage

    With Allstate Business ShieldSM for Rental Services, you have up to $25,000 in coverage. Depending on your needs and the amount of contents or money on hand, you may want to have higher limits.

Damaged documents

A pipe bursts and leaks all over a filing cabinet containing your critical documents. Many are damaged and others are completely destroyed.

Allstate Coverage
  • Valuable Papers and Records

    This covers you for damage or destruction of important documents used in your business. This coverage is increased with the Allstate Business ShieldSM for Rental Services.

  • You choose the coverage

    This coverage is included in the basic Businessowner's Policy for up to $10,000 in coverage and is increased up to $50,000 with Allstate Business ShieldSM for Rental Services.

Billing records are destroyed

There is a fire and your billing records are destroyed. This makes it difficult for you to collect payments from customers.

Allstate Coverage
  • Accounts Receivable Protection

    This covers the increased cost of collecting payments and the cost to reestablish the records of accounts receivable. This coverage is increased with Allstate Business ShieldSM for Rental Services.

  • Coverage is included

    This coverage is included in the basic Businessowner's Policy for up to $10,000 in coverage and is increased up to $50,000 with Allstate Business ShieldSM for Rental Services.

This is a brief description of business insurance products; this is not a contract. Read your policy for full details about the coverages. To learn more, please contact your Allstate Agent. Coverages are subject to state availability and qualifications. Other terms, conditions and exclusions may apply. Business Owners Policy is issued by Allstate Insurance Company: Northbrook, IL; Allstate New Jersey Insurance Company: Bridgewater, NJ.
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