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Real estate agents


Business Insurance Coverage For Real Estate Agents

Work In Real Estate? Help Get Protected With Business Insurance.

Real estate is about more than finding great properties; it's about providing your clients with a one-of-a-kind space that makes them feel at home. Whether it's a house or office space, your clients trust your expertise to find the best place for them. Quality business insurance from Allstate can help you find peace of mind while continuing to serve your clients.

Get A Business Owner Policy Quote.

Get a BOP quote

Have Questions About Business Insurance?

Find a certified agent

Property Risks

Property Damage

Someone breaks into your office overnight and steals and/ or damages desks, equipment and computers.

Allstate Coverage

Business Personal Property

This coverage will replace the contents that were stolen or damaged and repair the damage from the incident. Your insurance covers your loss at what it would cost you to replace the items.

Coverage is based on your needs.

Damaged Documents

A pipe bursts and leaks all over a filing cabinet containing your critical documents; many are damaged and others completely destroyed.

Valuable Papers & Records

This covers you for damage or destruction of important documents used in your business.

This coverage is included in the basic BOP and is increased with Allstate business insurance for Real Estate Agents.

Computer Virus Attacks

You get an e-mail from a trusted client. You open it unaware that it contains a virus.

Electronic Data

This provides coverage for repairing and restoring data due to harmful code that damages or destroys any part of the computer system.

This coverage is included in the basic BOP and is increased with Allstate business insurance for Real Estate Agents.

You Can't Open Your Office

A fire destroys the roof of your office and you cannot operate your business until repairs are made.

Business Income & Extra Expense

This provides for loss of income and fixed expenses while the business is closed due to a covered loss. Extra Expense can help set up the insured at a temporary location during repairs.

This provides your business with up to 12 months of coverage.

Liability Risks

Injury Lawsuit

Somebody trips on your carpet, falls, and files an injury lawsuit.

Allstate Coverage

General Liability Protection

Allstate business insurance for Real Estate Agents provides coverage for injury to others at your premises and helps protect you from lawsuits brought against you.

Your coverage is based on a per-loss limit and an annual limit

Professional Errors

You list a new home, but listed it with the incorrect price. This costs the client several bids on their house before the error is noticed.

Miscellaneous Professional Liability*
(Errors & Omissions)

This provides for the legal obligations arising out of professional errors, negligent acts or omissions during the course of practicing your profession.

Miscellaneous Professional Liability helps protect you if you are sued for acts that you perform in your profession.

Customer Data Loss Or Theft

You maintain a significant amount of your customers' confidential personal and financial data. That information is lost or stolen.

Data Compromise*

This provides case management, legal support, credit monitoring and legally required notifications.

Recoup recovery costs and rebuild trust. Save time and money, and avoid high recovery costs.

Auto Risks

An Employee Causes An Accident

While performing work for you, your employee gets into an accident and causes injury and damage, you could be liable.

Allstate Coverage

Liability Protection

This coverage insures against injury to others and damage to other vehicles, even if it's due to your employee's negligence.

Vehicle Damage

Damage to your vehicle, whether your driver was at fault or not, can be very costly to fix.

Collision Coverage

This protection pays to repair damage, or even replace your vehicle if it is a total loss.

You can relax in knowing that we'll cover repairs or a replacement, subject to your deductibles.

Hail Storm Vehicle Damage

Hail can do real and costly damage to your vehicle, such as large dents and broken glass.

Comprehensive Solution

This protection pays to repair storm hail damage to your business vehicle.

You'll have peace of mind in knowing you're covered for hail damage repairs, subject to your deductibles.

You Are Injured By An Uninsured Driver

If you're in a vehicle collision with an uninsured driver and sustain serious injury, your livelihood could be at risk.

Uninsured Motorist Coverage

With this coverage, you may be protected for injuries in an accident that is caused by a driver with no insurance.

You may have the protection you need, based on your policy's Bodily Injury limit. (Restrictions apply in some states.)

Owe Money on Damaged Vehicle

If you still owe money on a loan or lease, you could be liable for the cost of replacing the vehicle.

Lease and Loan Gap Coverage

While most carriers will provide this coverage, many restrict it by vehicle type and charge a premium. You can relax because this coverage comes standard in your Allstate Business Auto policy.

Download Our Agent Discussion Guide.

As business owners themselves, Allstate agents have a unique understanding of the needs and questions you may have when selecting an insurance plan. To help you prepare for that conversation, we've complied a helpful guide to discussing your coverage with an agent.

Get started now


Man and woman small business agent

Have Questions About Your Business Coverage Options?

An Allstate certified business insurance agent will help you find the services that meet you and your business' needs.

Find a certified agent

*Optional coverage

This is a brief description of business insurance products; this is not a contract. Read your policy for full details about the coverages. To learn more, please contact your Allstate Agent. Coverages are subject to state availability and qualifications. Other terms, conditions and exclusions may apply. Business Owners Policy is issued by Allstate Insurance Company: Northbrook, IL; Allstate New Jersey Insurance Company: Bridgewater, NJ.

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