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Business Insurance

Property Risks

A fire destroys your property

There is a fire and your building(s) and or business property is destroyed.

Allstate Coverage
  • Building/Personal Property

    This provides coverage for your building and/or your business personal property up to the limits you select.

  • Your coverage with Allstate can help

    Coverage is available on a replacement cost basis up to policy limits.

Customer items are stolen

Customers bring their goods to you to clean. While their goods are in your care, you have a break-in and your customers' items are stolen.

Allstate Coverage
  • Customers Goods

    This provides for direct physical loss of or damage to "customers' goods" caused by or resulting from a Covered Cause of Loss that occurs during the policy period. This coverage is included with the Allstate Business ShieldSM for Laundry & Dry Cleaners.

  • We understand your needs

    This provides coverage up to $20,000 for property in your care for services and is included with Allstate Business ShieldSM for Laundry & Dry Cleaners

Damage to property while in transit

You make a trip to a vendor in your company vehicle and are involved in an accident on the way back to your shop. The supplies you just purchased are destroyed in the accident.

Allstate Coverage
  • Property in Transit/Off Premises

    This covers property while away from your location and in a vehicle being transported to another location. This coverage is included with Allstate Business ShieldSM for Laundry & Dry Cleaners.

  • You set your coverage

    You'll have up to $20,000 in coverage for property in transit/off premises with Allstate Business ShieldSM for Laundry & Dry Cleaners.

You can't open your shop

A fire destroys the roof of your business and you cannot operate your business until repairs are made.

Allstate Coverage
  • Business Income & Extra Expense

    This provides for loss of income and fixed expenses while the business is closed due to a covered loss. Extra Expense can help set up the insured at a temporary location during repairs.

  • Up to 12 months of coverage

    This provides your business with up to 12 months of coverage.

Loss of cash due to theft, robbery or destruction

You handle a significant amount of cash in your business and a robbery could impact your income greatly.

Allstate Coverage
  • Money & Securities

    This covers the insured against the loss of money or securities due to theft, disappearance or destruction. This is normally an optional coverage, but this coverage is included with Allstate Business ShieldSM for Laundry & Dry Cleaners.

  • Coverage up to

    Coverage up to $10,000 on-premise and $5,000 off-premise. In the event a theft occurs is included with Allstate Business ShieldSM for Laundry & Dry Cleaners.

*Optional coverage

This is a brief description of business insurance products; this is not a contract. Read your policy for full details about the coverages. To learn more, please contact your Allstate Agent. Coverages are subject to state availability and qualifications. Other terms, conditions and exclusions may apply. Business Owners Policy is issued by Allstate Insurance Company: Northbrook, IL; Allstate New Jersey Insurance Company: Bridgewater, NJ.

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