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Business Insurance

Property Risks

You lose power to your funeral home

You have a power interruption due to a collision that takes out the power line, and you have no idea when power will be restored.

Allstate Coverage
  • Preservation of Dead Bodies

    This provides for expenses you incur to move and store the deceased away from the described premises to preserve them from damages following an off-premises or on-premises failure of power or other utility services caused by a Covered Cause of Loss.

  • You're covered up to $5,000

    Preservation of Dead Bodies is included with Allstate Business ShieldSM for Funeral Homes with coverage up to $5,000.

Employee theft

A client notices that his wife's necklace is missing. It is discovered that one of your employees took the necklace.

Allstate Coverage
  • Employee Dishonesty Coverage

    Client’s Property provides for loss of or damage to “money,” “securities” and “other property” sustained by your “client” resulting directly from “theft” committed by an identified “employee,” acting alone or in collusion with other persons.

  • We understand your needs

    You deal with people when they have lost someone close to them. The last thing that they or you need to deal with is the loss of personal belongings. Employee Dishonesty Coverage - Client’s Property is included as part of the Allstate Business ShieldSM for Funeral Homes coverage.

Refrigeration breakdown in transit

While en route to a cemetery, you are hit and the equipment that you have in your vehicle is damaged.

Allstate Coverage
  • Property in Transit/Off Premises

    This covers property while away from your location and in a vehicle being transported to another location.

  • Up to $50,000 in coverage

    This provides up to $50,000 in coverage for property in transit/off premises and is included as part of Allstate Business ShieldSM for Funeral Homes coverage.

*Optional coverage

This is a brief description of business insurance products; this is not a contract. Read your policy for full details about the coverages. To learn more, please contact your Allstate Agent. Coverages are subject to state availability and qualifications. Other terms, conditions and exclusions may apply. Business Owners Policy is issued by Allstate Insurance Company: Northbrook, IL; Allstate New Jersey Insurance Company: Bridgewater, NJ.

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