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Business Insurance For

Liability Risks

Injury lawsuit

Somebody trips on your carpet, falls, and files an injury lawsuit.

Allstate Coverage
  • General Liability

    Allstate Business ShieldSM for Funeral Homes provides coverage for injury to others at your premises and helps protect you from lawsuits brought against you.

  • Lawsuit coverage, legal costs up to $4 million

    Your coverage is based on a per-loss limit and an annual limit, which you can set at $2 or $4 million.

Professional errors

Remains of the deceased are misplaced or taken to the wrong location.

Allstate Coverage
  • Funeral Directors Professional Liability*

    This endorsement provides for the legal obligations arising out of Professional errors, negligent acts or omissions during the course of practicing their craft.

  • The value

    Professionals are protected up to the liability limits - typically $1 million.

Embalming Fluids

During the embalming process, some fluid is spilled and goes down the drain.

Allstate Coverage
  • Limited Pollution Liability - Embalming Fluids

    This provides for "bodily injury," "property damage" or medical expenses arising out of the actual, alleged or threatened discharge, dispersal, seepage, migration, release or escape of embalming fluids used in embalming operations. This coverage is only available with the Allstate Business ShieldSM for Funeral Homes.

  • Protection with Allstate Business ShieldSM

    Limited Pollution Liability Embalming Fluids is included with the Funeral Home Shield endorsement with coverage up to $10,000.

*Optional coverage

This is a brief description of business insurance products; this is not a contract. Read your policy for full details about the coverages. To learn more, please contact your Allstate Agent. Coverages are subject to state availability and qualifications. Other terms, conditions and exclusions may apply. Business Owners Policy is issued by Allstate Insurance Company: Northbrook, IL; Allstate New Jersey Insurance Company: Bridgewater, NJ.



Subject to the policy terms, conditions, limitations and exclusions.

The situations listed above are examples of typical coverages and are not intended to convey coverage relating to any specific loss or event. This is a brief description of business insurance products; this is not a contract. Read your policy for full details about the coverages. To learn more, please contact your Allstate Agent. Coverages are subject to state availability and qualifications. Other terms, conditions, limitations and exclusions may apply. Business Owners Policy is issued by Allstate Insurance Company: Northbrook, IL; Allstate New Jersey Insurance Company: Bridgewater, NJ.

This is a brief description of business insurance products; this is not a contract. Read your policy for full details about the coverages. To learn more, please contact your Allstate Agent. Coverages are subject to state availability and qualifications. Other terms, conditions, limitations and exclusions may apply. Business Owners Policy is issued by Allstate Insurance Company: Northbrook, IL; Allstate New Jersey Insurance Company: Bridgewater, NJ.

*Optional coverage.

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