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Business Insurance

Property Risks

Loss of cash due to theft, robbery or destruction

You handle a significant amount of cash in your business and a robbery could impact your income greatly.

Allstate Coverage
  • Money & Securities

    This covers the insured against the loss of money or securities due to theft, disappearance or destruction. This is normally an optional coverage, but this coverage is included with Allstate Business ShieldSM for Drug Stores and Pharmacies.

  • Coverage For On And Off Premise

    Allstate Business ShieldSM for Drug Stores and Pharmacies includes coverage up to $15,000 on- premise and $5,000 off-premise in the event a theft occurs.

Employee dishonesty

You receive checks, credit card payments and sometimes cash for work that you do. In reviewing the receipts for the week, you notice that the deposits were light.

Allstate Coverage
  • Employee Dishonesty

    This coverage responds when an employee steals money or property from your business. This is normally an optional coverage, but this coverage is included with Allstate Business ShieldSM for Drug Stores and Pharmacies.

  • You set your coverage

    Allstate Business ShieldSM for Drug Stores and Pharmacies includes coverage up to $10,000. Depending on your needs and the amount of contents or money on hand, you may want to have higher limits.

You can't open your store

A fire destroys the roof of your store and you cannot operate your business until repairs are made.

Allstate Coverage
  • Business Income & Extra Expense

    This provides for loss of income and fixed expenses while the business is closed due to a covered loss. Extra Expense can help set up the insured at a temporary location during repairs.

  • Up to 12 months of coverage

    This provides your business with up to 12 months of coverage.

Damaged documents

A pipe bursts and leaks all over a filing cabinet containing your critical documents; many are damaged and others completely destroyed.

Allstate Coverage
  • Valuable Papers & Records

    This covers you for damage or destruction of important documents used in your business. This coverage is increased with Allstate Business ShieldSM for Drug Stores and Pharmacies.

  • Allstate Value

    Coverage for your business in the event of loss of vital records is included at $10,000 in the basic Businessowner's Policy. This limit is increased up to $30,000 with Allstate Business ShieldSM for Drug Stores and Pharmacies.

This is a brief description of business insurance products; this is not a contract. Read your policy for full details about the coverages. To learn more, please contact your Allstate Agent. Coverages are subject to state availability and qualifications. Other terms, conditions and exclusions may apply. Business Owners Policy is issued by Allstate Insurance Company: Northbrook, IL; Allstate New Jersey Insurance Company: Bridgewater, NJ.
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