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Business Insurance

Property Risks

Damaged documents

A pipe bursts and leaks all over a filing cabinet, containing your critical documents. Many are damaged and others completely destroyed.

Allstate Coverage
  • Valuable Papers & Records

    This covers you for damage or destruction of important documents used in your business. This coverage is increased with Allstate Business ShieldSM for Business Consultants.

  • You choose the coverage

    This coverage is included in the basic Businessowner's Policy for up to $10,000 in coverage and is increased up to $50,000 with Allstate Business ShieldSM for Business Consultants.

Billing records are destroyed

There is a fire and your billing records are destroyed. This makes it difficult for you to collect payments from customers.

Allstate Coverage
  • Accounts Receivable Protection

    This covers the increased cost of collecting payments and the cost to reestablish the records of accounts receivable.

  • Coverage is included

    This coverage is included in the basic Businessowner's Policy for up to $10,000 in coverage and is increased up to $50,000 with Allstate Business ShieldSM for Business Consultants.

Property damage

Someone breaks in overnight and steals and/or damages desks, TVs and computers.

Allstate Coverage
  • Business Personal Property

    This coverage will replace the contents that were stolen or damaged and repair the damage from the incident. Your insurance covers your loss at what it would cost you to replace the items.

  • Allstate value

    Coverage is available up to $1 million or more based on your needs.

Employee dishonesty

You receive checks, credit card payments and sometimes cash for work that you do. In reviewing the receipts for the week, you notice that the deposits were light.

Allstate Coverage
  • Employee Dishonesty

    This coverage responds when an employee steals money or property from your business. This is normally an optional coverage, but this coverage is included with Allstate Business ShieldSM for Business Consultants.

  • You set your coverage

    With Allstate Business ShieldSM for Business Consultants you have up to $25,000 in coverage. Depending on your needs and the amount of contents or money on hand, you may want to have higher limits.

This is a brief description of business insurance products; this is not a contract. Read your policy for full details about the coverages. To learn more, please contact your Allstate Agent. Coverages are subject to state availability and qualifications. Other terms, conditions and exclusions may apply. Business Owners Policy is issued by Allstate Insurance Company: Northbrook, IL; Allstate New Jersey Insurance Company: Bridgewater, NJ.
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