An Allstate agent is more than happy to speak with you about your unique insurance needs. It's best to be prepared for the conversation, so we've compiled some frequently asked insurance questions that might help you as you start your journey.
How long have you owned the business?
The more we know about your business, the better we'll be able to set up the best coverage options to suit your needs.
How is your business structured?
Are you the sole owner, a corporation, a partnership, etc? Having those details will help us customize the right solution for you.
What do you consider some of the challenges involved in running your particular type of business?
In order to figure out what you might need, it's always good for us to know as much as we can about what is going on with your business NOW, so that we can help you plan for the future.
Speaking of the future, what are the short and long-term goals for your business?
Do you plan to stay small and lean or are you hoping, one day, to buy up a city block and expand your business tenfold?
How many employees do you currently have?
Is it just yourself... or do you have several employees and a plan to add more in the near future?
Regarding transportation, do you rent/own any company vehicles or are employees required to use their own vehicles for work purposes outside of the office?
Making sure that you, your business, and your employees are taken care of while doing work-related activities on the road is very important. We'll make sure that you're all covered no matter what your situation.
If you are the sole owner of the business, are you financially prepared to take care of the business should something happen to you?
No one likes to think about the unexpected, but weâ€™ll help ensure that your business and employees are prepared for anything that might come along.
Have you had any recent losses or claims?
Be prepared to talk about the number and nature of losses you may have experienced in the past five years.
Do you deliver or ship property to your customers?
Just like you and your employees, we'll make sure that your merchandise is covered properly as well.
Are you the owner of the building in which your business resides or do you rent space?
Making sure your workspace is properly covered is one of the most important things you should think about when owning a business. We'll make sure your business is protected for any unexpected events that might occur along the way.