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Business Insurance Coverage For Barber Shops

Help Keep Your Barber Shop Protected

Your barber shop or beauty salon offers a custom service to each person who walks through your doors. Whether new or returning, your customers expect to leave your shop satisfied with their experience. Allstate Business Insurance can deliver key coverages to help you protect your business as you continue to serve your clients for years to come.

Explore Coverages For Barber Shops and Hair Salons

The below coverages may be available for your business. To learn more about what coverages are available in an Allstate Business Insurance policy, you can also contact a local agent.

Property Risks

Stolen Cash

Money stolen from your company in a theft or burglary could lead to hardship.

Allstate Coverage

Money And Securities Coverage

This optional coverage helps protect your business against loss of money or securities due to theft, disappearance or destruction. This coverage may provide reimbursement whether the loss occurred on or off your business premises.

Building Or Property Damage

If your business building or business property are destroyed due to a covered loss, such as a fire or theft, costs could add up quickly.

Business Building/Personal Property Coverage

This coverage pays to repair or replace your owned business building and/or your business personal property, up to the limits you select.

You Can't Open Your Business

Your business is damaged due to a fire and you cannot operate until repairs are made.

Business Income And Extra Expense Coverage

This coverage helps with loss of income and fixed expenses, such as rent or payroll, while your business is temporarily closed for repairs after a covered loss.

This coverage provides your business with up to 12 months of coverage.

Employee Dishonesty

Your business receives checks, credit card payments and sometimes cash for work that you do. When reviewing the receipts for the week, you notice that the deposits were lower than usual.

Employee Dishonesty Coverage

This coverage helps pay for a loss if an employee steals money or property from your business. It is typically an optional coverage.

Liability Risks

Injury Lawsuit

You are sued because somebody was injured after slipping on water and hair clippings on the floor of your barber shop.

Allstate Coverage

General Liability Protection

This provides coverage for injury to others at your premises and helps protect you from lawsuits filed against you.

You Cause Injury To A Customer

You are a hair stylist and sued by a client after accidentally causing an injury during a haircut.

The Barber Shops And Hair Salons Professional Liability

This endorsement kicks in if you're sued after accidentally making a professional error or performing a negligent act while practicing your craft.

Products And Completed Operations Coverage

This helps protect you in the event of claims caused by products your company sold, distributed, produced or handled. This provides coverage from lawsuits and legal cost for the items you sell.

Wrongful Termination Lawsuit

A former employee sues you for wrongful termination.

Employment Practices Liability Coverage

This provides coverage and support in the event of a lawsuit related to wrongful termination, sexual harassment or discrimination. This is typically an optional coverage.

Download Our Agent Discussion Guide

As business owners themselves, Allstate agents have a unique understanding of the needs and questions you may have when selecting an insurance plan. To help you prepare for a conversation with your agent, we've compiled a helpful discussion guide.

Buy protection tailored for barber shops and hair salons.

Request a business insurance quote or contact an Allstate agent today.

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This is a brief description of business insurance products; this is not a contract. Read your policy for full details about the coverages. To learn more, please contact your Allstate Agent. Coverages are subject to state availability and qualifications. Other terms, conditions and exclusions may apply. Business Owners Policy is issued by Allstate Insurance Company: Northbrook, IL; Allstate New Jersey Insurance Company: Bridgewater, NJ.

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