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Business Insurance

Property Risks

Property damage

Someone breaks in overnight and steals and/or damages desks, inventory and computers.

Allstate Coverage
  • Business Personal Property

    This coverage will replace the contents that were stolen or damaged and repair the damage from the incident. Your insurance covers your loss at what it would cost you to replace the items.

  • Your coverage with Allstate can help

    Coverage is available up to $1 million or more based on your needs.

You can't use your warehouse

A fire destroys the roof of your warehouse and you cannot operate your business until repairs are made.

Allstate Coverage
  • Business Income & Extra Expense

    This provides for loss of income and fixed expenses while the business is closed due to a covered loss. Extra Expense can help set up the insured at a temporary location during repairs.

  • Up to 12 months of coverage

    This provides your business with up to 12 months of coverage.

Damage to property while in transit

You make a trip to a vendor in your company vehicle and are involved in an accident on the way back to your business. The supplies you just purchased are destroyed in the accident.

Allstate Coverage
  • Property in Transit/Off Premises

    This covers property while away from your location and/or in a vehicle being transported to another location. This coverage is included with Allstate Business ShieldSM for Wholesalers.

  • Allstate value

    This provides up to $15,000 in coverage for property in transit/off premises with Allstate Business ShieldSM for Wholesalers.

Billing records are destroyed

There is a fire and your billing records are destroyed. This makes it difficult for you to collect payments from customers.

Allstate Coverage
  • Accounts Receivable Protection

    This covers the increased cost of collecting payments and the cost to reestablish the records of accounts receivable.

  • Coverage up to $10,000 on premises, $5,000 off premises

    This coverage is included in the basic Businessowner's Policy for up to $10,000 in coverage and is increased up to $50,000 with Allstate Business ShieldSM for Wholesalers.

Damaged documents

A pipe bursts and leaks all over a filing cabinet containing your critical documents; many are damaged and others completely destroyed.

Allstate Coverage
  • Valuable Papers & Records

    This covers you for damage or destruction of important documents used in your business. This coverage is increased with Allstate Business ShieldSM for Wholesalers.

  • You choose the coverage

    This coverage is included in the basic Businessowner's Policy for up to $10,000 in coverage and is increased up to $50,000 with Allstate Business ShieldSM for Wholesalers.

Employee dishonesty

You receive checks, credit card payments and cash for what you sell. In reviewing the receipts for the week, you notice that the deposits were light.

Allstate Coverage
  • Employee Dishonesty

    This covers you for damage or destruction of important documents used in your business. This coverage is increased with Allstate Business ShieldSM for Wholesalers.

  • We understand your needs

    Allstate Business ShieldSM for Wholesalers includes coverage up to $10,000. Depending on your needs and the amount of contents or money on hand, you may want to have higher limits.

This is a brief description of business insurance products; this is not a contract. Read your policy for full details about the coverages. To learn more, please contact your Allstate Agent. Coverages are subject to state availability and qualifications. Other terms, conditions and exclusions may apply. Business Owners Policy is issued by Allstate Insurance Company: Northbrook, IL; Allstate New Jersey Insurance Company: Bridgewater, NJ.
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