Business insurance coverage for photographers

As a photographer, your business is likely your livelihood and passion. Customers rely on your unique perspective and skills to fulfill their photo needs and deliver a quality product. As you progress as an artist and businessperson, help protect your photography shop with quality business insurance from Allstate.

Explore coverages for photographers

The below coverages may be available for your business. To learn more about what coverages are available in an Allstate Business Insurance policy, you can also contact a local agent.
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Explore coverages

Property risk

Building or property damage

Someone breaks into your business building and steals your expensive photography equipment.

Allstate coverage

Business building/personal property coverage

This coverage pays to repair or replace your owned business building and/or your business personal property, up to the limits you select.

Damage to property while off premise

While in transit to a customer's location, you are involved in an accident and your cameras and equipment are damaged.

Photographic equipment off-premises coverage

This provides coverage for camera equipment that you own if it's damaged while you're away from your business premises. This coverage is included with Allstate's Business Insurance policy for photographers.

You can't open your business

Your business is damaged due to a fire and you cannot operate until repairs are made.

Business income and extra expense coverage

This coverage helps with loss of income and fixed expenses, such as rent or payroll, while your business is temporarily closed for repairs after a covered loss.

This coverage provides your business with up to 12 months of coverage.

Damaged documents

A pipe bursts and leaks all over a filing cabinet containing your critical documents. Many documents are damaged, and others are completely destroyed.

Valuable papers and records

This helps cover the cost of restoring important business documents that are damaged or destroyed by a covered loss. This coverage is included in the basic BOP and can be increased if you opt for additional coverage.

Stolen cash

Money stolen from your company in a theft or burglary could lead to hardship.

Money and securities coverage

This optional coverage helps protect your business against loss of money or securities due to theft, disappearance or destruction. This coverage may provide reimbursement whether the loss occurred on or off your business premises.

Download our agent discussion guide

As business owners themselves, Allstate agents have a unique understanding of the needs and questions you may have when selecting an insurance plan. To help you prepare for a conversation with your agent, we've compiled a helpful discussion guide.

review the guide

buy protection tailored for photographers

Request a business insurance quote or contact an Allstate agent today.