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Business Property
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Help protect your business' property.


Bring More Peace Of Mind To Your Place Of Work.

Whether you've been in business for years or you're just starting out, we understand how important it is that your property is well protected. That's why we work hard to help ensure your livelihood won't be jeopardized if your tools or equipment are damaged. With Allstate in your corner, you can feel confident that setbacks won't stand in the way of your success.

See What's Covered With Business Property Insurance.

Business Property

Business Property Risks

Billing Records Are Destroyed

There is a fire and your billing records are destroyed. As a result, it's difficult for you to collect payments from customers.

Allstate Coverage

Accounts Receivable Protection

This protection comes standard with your Allstate business insurance policy, and provides coverage for the increased cost of collecting payments as well as the cost of reestablishing the records of accounts receivable.

Documents Are Damaged

A pipe bursts and leaks all over a filing cabinet containing your critical documents. Despite your best efforts, many are damaged and others are completely destroyed.

Valuable Papers And Records

This protection comes standard with coverage, and helps protect you in the incident that important business documents are damaged or destroyed.

Recouping From A Dishonest Employee

Upon reviewing the receipts for the week, you notice that the deposits are light. After further investigation, you discover an employee is stealing from your business.

Employee Dishonesty

This optional coverage provides protection in the event that an employee steals money or property from your business. Depending on your needs and the amount of contents or money on hand, you may want to have higher limits.

Your Computer Systems Are Hacked

It's discovered that someone hacked into your bank account and transferred funds out of your account.

Computer Fraud And Funds Transfer Fraud Coverage

This coverage provides for loss of and damage to "money," "securities" and "other property" following and directly related to the use of any computer to fraudulently cause a transfer of that property from inside the described premises, bank or savings institution to someone else.

Your Property Is Damaged

Someone breaks in overnight and steals and/or damages your property.

Business Personal Property

This coverage will replace the contents that were stolen or damaged and repair the damage from the incident. It covers your loss at what it would cost you to replace the items.

Loss Of Cash Due To Theft, Robbery Or Destruction

If you handle a significant amount of cash in your business, a robbery could impact your income greatly.

Money & Securities

This protection covers the insured against the loss of money or securities due to theft, disappearance or destruction.

With Allstate on your side, you can count on getting the support you need when it matters the most.

You Can't Open Your Store Due To Damages

A fire destroys the roof of your store and you cannot operate your business until repairs are made.

Business Income & Extra Expense

This coverage provides for loss of income and fixed expenses while your business is closed due to a covered loss. Extra Expense can help set up the insured at a temporary location during repairs.

With up to 12 months of coverage, you can count on having the support you need to bounce back.

You're The Victim Of A Computer Virus Attack

You get an email from a trusted client and open it unaware that it contains a virus.

Electronic Data

This comes standard with your Allstate business insurance, and provides coverage for repairing and restoring data due to harmful code that damages or destroys any part of the computer system.

A Fire Destroys Your Property

There is a fire and your building(s) and or business property is destroyed.

Building/Personal Property

This coverage helps protect your building and/or your business personal property up to the limits you select. Coverage is available on a replacement cost basis set by the policy limits.

Customer Items Are Stolen

While a customer's goods are in your care, you have a break-in and their items are stolen.

Business Personal Property

Property of your customers in your care, custody or control may be covered under your business personal property coverage.

Damage To Property While In Transit

You make a trip to a vendor in your company vehicle and are involved in an accident on the way back to your business. The supplies you just purchased are destroyed in the accident.

Property In Transit/Off Premises

This coverage comes standard with Allstate business insurance, and helps protect your property while away from your location and/or in a vehicle being transported to another location.

Personal Or Financial Data Is Lost Or Stolen

A data breach results in the loss or theft of customers' confidential information.

Data Compromise Protection

This optional protection provides case management, legal support, credit monitoring and legally required notifications. Coverage can help avoid recovery costs.

You Lose Power At Your Office Or Warehouse

The utility company's transformer blows and you lose power to your office, destroying your perishable items.

Spoilage Coverage

This helps provide protection for your perishable items due to a power outage. Coverage for the lost inventory is set at a limit you select.

Download Our Agent Discussion Guide.

As business owners themselves, Allstate agents have a unique understanding of the needs and questions you may have when selecting an insurance plan. To help you prepare for that conversation, we've complied a helpful guide to discussing your coverage with an agent.

Get started now


Have Questions About Your Business Coverage Options?

An Allstate certified business insurance agent will help you find the services that meet you and your business' needs.

Find a certified agent

*Optional coverage

This is a brief description of business insurance products; this is not a contract. Read your policy for full details about the coverages. To learn more, please contact your Allstate Agent. Coverages are subject to state availability and qualifications. Other terms, conditions and exclusions may apply. Business Owners Policy is issued by Allstate Insurance Company: Northbrook, IL; Allstate New Jersey Insurance Company: Bridgewater, NJ.

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