Boat insurance policy declarations
Along with your Allstate® Boat Insurance purchase you'll receive a Policy Declarations. This indicates the choices you've made for your policy including coverages, deductibles and coverage limits. Each renewal period, which is typically every year, you will receive a new Policy Declarations.
Check your Policy Declarations to make sure all of the following information is correct:
When you pay your premium by the due date, your policy automatically continues for the time period shown, which is usually 12 months.
These are the boats listed on the insurance policy.
Each boat you insure has its own premium amount. The total is for all listed boats for the policy period combined.
If you have more than one boat, each boat's coverages will be listed on a separate page.
This shows the maximum limit Allstate will pay for each covered accident*, for each type of coverage.
This shows how much you will pay out of pocket for damage to your boat for each covered accident*.