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Get peace of mind on and off the water.

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Boat Insurance

Protect your watercraft and your crew.

The only thing better than a day at sea is knowing that if the unexpected happens, you, your passengers and your boat will be taken care of. Get peace of mind with a comprehensive boat insurance policy from Allstate for about $25* per month.

Boat insurance basics

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Coverages & Policies

Learn about the ways Allstate can help protect boat owners.

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Find out how you can save money on boat insurance.

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Man on boat.

stay covered out on the water.

Take peace of mind on every voyage.

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Get on board with affordable coverage.

The cost of boat insurance may be more affordable than you think. You can look out for your budget with special discounts, in addition to covering your watercraft and your family.

How to compare boat insurance quotes

If you're gathering quotes from multiple companies to find the best boat insurance for you, be sure to choose the same coverages, limits and deductibles for each quote.

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Choose your coverage

Take a look at the types of coverage included in the standard policy and consider optional coverages you might want to add.

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Consider your limits

Take your personal finances into account when you select the maximum amount your insurer will pay for a covered claim.

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Select your deductibles

Some boat insurance coverages come with a deductible, which is the amount you'll pay toward a claim. Be sure to select the same deductible on each coverage for every boat insurance quote you request.

Play it safe on the water.

You'll enjoy your voyage even more knowing you're doing your part to protect your boat and your passengers. Simple things like sharing information, carrying a VHF radio and having a navigation system go a long way to keep your journey as safe as possible.

Discover tools & resources to help prepare you for all of your boating adventures.

Boat insurance FAQs

Resources On Deck To Protect Your Pastime.

*Based on rounded national premium average of about $25 per month. Actual premiums will vary.

Insurance, coverage and discounts are subject to terms and conditions, which may vary by state. Discount amounts and total savings will vary. Other terms, conditions and exclusions may apply.
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