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Boat Insurance

Protect Your Boat For Around $21* A Month.

Even if you're not required to have boat insurance, it's important to protect your boat and your crew from harm. You can get that dependable coverage from Allstate at a surprisingly affordable price, along with the support of a knowledgeable agent who can help you navigate your policy. Experience the peace of mind that comes knowing your watercraft is covered, bow to stern.

Video Transcript

Boat Insurance

Super: Boat Insurance

00:00 — 00:02 VO: There's nothing like a day on the boat

Super: But what if the unexpected happens?

00:05 — 00:09 VO: But what if the unexpected happens?

Super: If your boat sinks

00:10 — 00:017 VO: If your boat sinks, you aren't sunk. You could be covered up to the amount you paid for the boat.

Super: You can be covered

Super: Up to the amount you paid

00:18 — 00:22 VO: Not just it's depreciated value.

Super: Not just it's depreciated value

00:23 — 00:25 VO: Even your boatmates are covered in the event of an accident.

Super: Even your boatmates are covered in the event of an accident.

00:26 — 00:29 VO: All for around twenty one dollars a month.

Super: $21 a month

00:30 — 00:32 VO: You're in good hands with Allstate.

Learn about the types of boat insurance coverage.

As a boater, you have specialized insurance needs. An Allstate agent understands your needs and can answer your questions about what different boat insurance coverage types protect so you can build a policy that makes the most sense for you. In addition to helping you with your policy, your agent can help you:

  • Save money with boat insurance discounts
  • Understand the claims process
  • Access tips and expertise on boat safety and maintenance

Find an agent now, or call 1-866-601-BOAT, to start your boat insurance quote. You can also take a look at how other Allstate agents help their communities.

Discounts To Help You Save.

The cost of boat insurance is more affordable than you might think. You can cover your watercraft and your family for around $21 per month. Plus, there are a number of boat insurance discounts that can save you even more.

See all boat discounts


In addition to protecting your boat and passengers with quality insurance, there are steps you can take to help keep both safe. Being considerate, keeping others informed, carrying a VHF radio and having a navigation system are just a few to help you stay safe on the water. Taking the time to stay informed about boater safety issues with boat safety resources can also help you protect your vessel and your family.

Allstate is dedicated to improving boater safety and has many tools & resources to help you prepare.

Resources On Deck To Protect Your Pastime.

Insurance, coverage and discounts are subject to terms and conditions, which may vary by state. Discount amounts and total savings will vary. Other terms, conditions and exclusions may apply.

*Based on rounded national premium average of about $21 per month. Actual premiums will vary.
ECC Monitor: OK