What You Need to Know When Buying Your First Home
Buying your first home can be both an exciting and intimidating time in your life. To help make sure your transition into your new abode goes as smoothly as possible, here are a few things to consider along the way.
Beginner’s Home Maintenance Guide
From giving your new place a good cleaning to taking care of landscaping, here are a few items for your to-do list.
Before you start unpacking, you may want to consider tackling these tasks first. Get off to a good start in your new home with certain chores like cleaning cabinets or having the floors refinished.
From changing locks to cleaning air ducts, checking these items when you move in may help improve your new home’s safety.
Don’t assume the smoke detectors in your new home are already working. It’s important to take the time to test them. You’ll also want to install carbon monoxide detectors if your smoke detectors do not also have a built in CO alarm.
As you start moving your belongings in, it’s important to keep your family’s safety in mind. For example, do you use nonslip mats in the bathroom? Or, did you know it’s a good idea to keep furniture away from windows? Check out these and more tips for avoiding common household hazards.
If your new yard has trees, you’ll want to keep them healthy and reduce the chances of branches falling. Here are some tree-trimming tips to help you spruce up your yard.
Clogged gutters can lead to damaged siding, water damage or ice dams in the cold weather. Learn more about keeping your gutters clear of debris.
Beginner’s Guide to Homeowners Insurance
Before you move, consider how homeowners insurance can help protect your new house and your belongings.
Here are the answers to some common questions about homeowners insurance.
If this is your first time purchasing homeowners insurance, learn about the main kinds of coverages and how they can help protect your new home.
If you’re shopping for homeowners insurance, here are some tips for comparing quotes.
You may be able to save money on your homeowners insurance premiums by making home improvements or increasing your deductible. See more ways you may be able to get home insurance discounts.
If you’re a first-time homeowner, this term is probably new to you. Learn more about how escrow accounts work and how having one may help you plan for some of the costs that come with being a homeowner.
Your first home comes with a lot of responsibilities. But knowing what tasks to handle right away and how to help protect your new place with insurance can help you settle in with some peace of mind.
Originally published on July 20, 2016.