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Paula Pant -

Paula Pant -

Paula Pant quit her 9-to-5 job, traveled to more than 40 countries, bought seven rental property units, and runs multiple businesses from her laptop. She's the founder of, a website dedicated to helping people improve their lives.

Stories by Paula Pant -

Bad Financial Habits That May Be Draining Your Wallet

Jan 22, 2019

Most of us can recognize good money habits: Spend less than you earn, save for emergencies and the future and pay down debt. These habits may help put you on track for a healthy financial future. But it’s equally important to know which actions to avoid, as they may be a detriment to you saving or […]

What’s the Difference Between a Trust and a Will?

Oct 2, 2018

You might have heard the terms “will” and “trust,” but you’re unsure about the distinction. Once you understand the difference, you’ll be able to make a more informed decision about your estate planning. What’s a Will? A last will and testament, often referred to as a will, is a legal document that outlines how a person would like their […]

4 Ways to Get on Track for Retirement if You Started Late

Aug 6, 2018

You’re in your late 30s or 40s, and you haven’t saved much for retirement yet. Don’t panic. Here are four tips to help you save for retirement if you got a late start. 1. Max Out Retirement Funds Make retirement savings your top priority. If your employer offers a 401(k), 403(b) or other type of […]

Getting Married? 3 Ways Couples Can Combine Money

May 22, 2018

Congratulations! You’re tying the knot. Your schedule may be full of preparations for your wedding and through all of this, you’re navigating the tricky question of how to commingle your money. How should couples combine their finances? There’s no right answer. Every couple approaches this differently. Here are three common ways: 1. Everything Is Ours […]

3 Tips to Save for Retirement in Your 30s

Mar 12, 2018

If you’re in your 30s, retirement may sound far away. But guess what? In terms of age, you’re already halfway there. Daunting, huh? When you turn 59½, you can start withdrawing from your 401(k) and Individual Retirement Account, or IRA accounts without penalty. If you withdraw money any earlier, you’ll pay a 10 percent penalty, […]

3 Money Questions to Discuss With Your Partner

Sep 11, 2017

One of the keys to marital bliss may come, in part, from finding financial harmony with your spouse. Ideally, you and your partner want to agree on some of the major financial and life goals, like how much to spend on a home and how to pay for your children’s education. You may be able […]

5 Simple Steps to Help Tackle Debt

May 31, 2017

Are you juggling multiple debts? You might have credit card debt, student loans, a car loan and a mortgage. How can you repay it all? Here are a few simple steps and strategies you can use to help organize and pay off your list of debts.  Step 1: Don’t Take On Any New Debts First, commit to […]

Are You Saving Enough? Consider Building These 4 Savings ‘Buckets’

Jan 30, 2017

You know it’s important to save money. You’re just not sure if you’re stashing away enough. Are you prepared for life’s twists and turns? Or could an unexpected bill potentially derail your finances? The Consumer Financial Protection Bureau (CFPB) suggests that people maintain four savings “buckets” — one for recurring quarterly or annual expenses, one for unexpected expenses, […]

Do You Know How Much Money You May Need for Retirement?

Dec 20, 2016

Maybe you’ve looked at your current spending levels and estimated that you’ll spend roughly the same amount each month in retirement. Maybe you’ve tried to imagine your day-to-day expenses after commuting and your daily coffee run disappear, but spending on travel, hobbies and health care may rise. Or maybe you haven’t thought about this much at all. […]

Don’t Let These 3 Retirement Expenses Catch You By Surprise

Oct 18, 2016

You may assume that your expenses may either stay the same or decline in retirement. If so, you might be in for a surprise. Some specific expenses — like the cost of commuting to work — may disappear from your budget when you retire. But you may also face new expenses that you might not have considered. Here are a […]