What is property protection insurance coverage?

Property protection insurance (PPI) is a type of liability coverage that is required for car owners in Michigan. It provides up to $1 million in coverage to help cover costs if you accidentally damage another Michigan resident's property with your vehicle while in the state. Michigan drivers are required to have property protection insurance in order to obtain license plates.

If you hit a properly parked car in Michigan, property protection insurance coverage will pay for damage your car does to that vehicle or damage your car does to property.

  • Buildings
  • Poles
  • Fences
  • Mailboxes
  • Streetlights
  • Trash cans

Get a car insurance quote and stay protected on the road ahead.

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When you drive with quality coverage, you drive with peace of mind. Allstate auto insurance can help you stay protected, wherever the road takes you.

More property protection information

Property protection insurance coverage is one type of no-fault insurance required by Michigan law. No-fault insurance means that your coverage may help to pay for associated costs up to the coverage limits, no matter who was at fault for the accident. You'll have peace of mind in knowing you have a safety net in place if you accidentally damage someone else's property.

Besides property protection insurance coverage, Michigan law requires: personal injury protection, bodily injury liability and property damage liability for accidents that occur outside of Michigan.

If you are buying a car in Michigan, or if you are planning to become a Michigan resident, contact an Allstate representative to learn more about adding these coverages to your policy.

your state's minimum auto insurance requirements

While only Michigan requires personal property insurance, other state laws require you to have certain amounts and types of coverage. Find out the minimum requirements and average coverage in your state to help you make a plan.