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Pay-per-mile car insurance

Don't Drive Much? Don't Pay Much®

Check out Milewise from Allstate. It’s a pay-per-mile car insurance that offers the same trusted coverage and claims support you expect from Allstate.

Where is Milewise available?

Milewise is available in: AZ, DE, ID, IL, IN, MD, MN, MO, OH, OK, OR, PA, SC, VA, WA, WI and WV.

If Milewise is not yet available in your state, you still have a chance to save. Don't forget to check out Drivewise, a safe driving tool that rewards you for safe driving.

How Milewise works

Milewise uses a device to capture the miles you drive and an app to have transparency into your driving and the price you pay for insurance.

With Milewise insurance, you pay a daily base rate plus a per-mile rate when you drive.

  • Daily rate

    Example: $1.50
  • Per-mile rate

    Example: 72¢ (avg. of 6¢ per mile x 12 miles)
  • Total cost per day

    Example: $2.22 ($1.50 + 72¢)

Who is pay-per-mile car insurance for?

Pay-per-mile car insurance is designed to empower low-mileage drivers with transparency and control. It's a great option for many types of drivers, including:

  • Stay-at-home parents, retirees or part-time workers
  • Commuters who embrace alternative transportation, and those with short commutes
  • Drivers who work close to home or work from home

Let's get started with your Milewise quote.

Look into pay-per-mile car insurance that comes with an agent you know and trust.

Call 1-866-614-3800 to get a quote

Car insurance transparency with Milewise

Manage your policy, monitor your driving habits, and request vehicle maintenance with the Allstate® Mobile App.
  • Policy access

    Quickly access your Milewise policy details, account balance, miles driven and safe driving status.
  • Budget and costs

    Review your weekly spending and set goals.
  • Trip history

    Review trips at a glance.
  • Driving feedback

    Dig into detailed maps and get personalized driving feedback.
  • Driving habits

    See your safe driving trends based on braking, speed and time of day.

Milewise FAQs

Looking for help with Milewise?

Explore commonly asked questions about Milewise.

Milewise FAQs