PROTECTION THAT'S MADE FOR YOU
Where you live determines the auto insurance coverage levels you must have. Michigan law requires certain coverages and sets minimum coverage limits that all drivers must purchase. However, you may be able to increase your coverage by selecting higher coverage limits.
Starting July 2, 2020, Michigan law will require drivers to have more liability coverage, but will no longer require unlimited personal injury protection (PIP). Under the new law, drivers will have the ability to select the level of PIP coverage that fits their budget and their needs.
Drivers who have Medicare, or other Qualified Health Coverage that provides coverage after an accident may be able to opt out of PIP coverage.
Take a closer look at what auto insurance coverages are required in Michigan in the table below.
You can also contact a Michigan Allstate agent to get more information about the state's auto insurance changes in required coverages, as well as optional coverages, so you can customize an auto insurance policy to fit your needs.