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Iowa Graduated Driver Licensing (GDL) Laws

Car crashes are the number one killer of teens in the nation1. Each year, more than 3,000 teenagers are killed in motor vehicle crashes2 and nearly 450,000 are injured3, but with the right training and education, you can help lower your teen's risk. Graduated Driver Licensing (GDL) laws are designed to help young drivers earn skills and experience before gaining full driving privileges. It's important to discuss these laws with your teen because research has shown GDL laws can reduce crash rates among 16-year-olddrivers by almost 43%4.

In 2012, President Obama signed the Transportation Reauthorization bill into law. It includes incentive grants for states that adopt GDL laws. Allstate is committed to encouraging every state to adopt these new teen driving safety standards.

Laws are based on your current location.

Iowa Graduated Driver Licensing Provisions

 
 
Minimum age
14 years old
Learner stage duration
12 months
Required supervised driving hours
Learner's stage: 20 hours, 2 of which must be at night Intermediate stage: 10 hours, 2 of which must be at night
Nighttime driving restriction
12:30 a.m. to 5 a.m.
Passenger restriction
(family members are exempt unless otherwise noted)
Parental discretion. Parents are permitted to waive a discretionary six month passenger limit of no more than one unrelated passenger younger than 18.
Minimum age for full-privilege driving
17 years old


For more teen driving and GDL information, see the Insurance Institute for Highway Safety’s listing of GDL laws.

Learn more about Iowa licensing requirements and teen driving in Iowa.

Go The Extra Mile For Teen Safety.

GDL laws are a great start, but you can do even more to help keep your teen safe. If you’re shopping for a new car your teen will drive, be sure to find one with a high safety rating. The Insurance Institute for Highway Safety can help you learn more about vehicle safety ratings and features.

Your Allstate® agent can be a resource for safe driving information. An agent can provide you with information about insuring your teen driver soyou can make an informed decision about the right limits and deductibles for you.

Young Driver Discounts.

There are many opportunities to save when you’re adding a new driver to your auto insurance policy. Ask your agent about student discounts, multi-car discounts and more.

Find an agent for more information about teen driving safety, available discounts and changing your insurance policy.

Access additional Iowa young driver resources.

Coverages and discounts are subject to availability and qualifications. Other terms, conditions and exclusions may apply.

1Insurance Institute for Highway Safety (IIHS)

2The Teen Driver. American Academy of Pediatrics, 11 Jan. 2008. Web. 18 June 2013.

3"Leading Causes of Death." Centers for Disease Control and Prevention, 17 Sept. 2013. Web. 18 June 2013.

4"Graduated Driver Licensing." Centers for Disease Control and Prevention, 23 Apr. 2010. Web. 18 June 2013.
ECC Monitor: OK