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Deductible Rewards®

Allstate Rewards You With Lower Deductibles

When you avoid car accidents each year, Allstate rewards you for safe driving. Car insurance customers who enroll in our optional Deductible Rewards® program earn an immediate $100 off their collision coverage deductible, and another $100 in deductible savings for each year they drive without getting into an accident up to a maximum of $500.

Deductible Rewards drivers can reduce their collision insurance deductible by up to $500 when they maintain an accident-free record. That means if your collision deductible is $1,000 and you earn $500 in Deductible Rewards, you'll save half of your out-of-pocket cost if you have an insurance claim after an accident. And, if your deductible is set at $500 and you earn the maximum $500 in Deductible Rewards, you'll pay no deductible for a collision insurance claim.

Your local agent can let you know if the Deductible Rewards program is available in your area and help you enroll.

Take a closer look at deductible rewards

Video Transcript

Deductible Rewards:

Super: Deductible Rewards

Super: Your Deductible $500

Super: We reward safe drivers

00:04 — 00:08 VO: At Allstate, we reward safe drivers. With lower deductibles.

Super: With lower deductibles

00:11 — 00:16 VO: Each year you drive collision free, we take $100 off your deductible. Up to five hundred dollars.

Super: Each year you're collision free

Super: Get $100 off your deductible

Super: Plus, $100 when you sign up

Super: So your deductible could be reduced to $500 - $0

00:20 — 00:30 VO: Plus, we'll take $100 off the day you sign up. So over time, your deductible could be reduced to nothing. You're in good hands with Allstate.

Reward Yourself

Sign up for Deductible Rewards to start earning for the safe driving you do every day.

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Other Ways Allstate Helps You Save

Allstate offers a number of other ways to help customers save money on car insurance. For instance:

Safe Driving Bonus® — Enroll in Allstate's Safe Driving Bonus program to receive a bonus every six months you don't have an accident.

New Car Insurance Discount — Save on your car insurance policy if you're the first owner of a vehicle that is the current model year or one year prior.

Drivewise® — Get feedback on your driving habits that can help you drive more safely and reduce your insurance costs.

Multi-Policy Discount — Customers with multiple Allstate insurance policies may qualify for additional savings. For instance, you can earn discounts when you bundle your car insurance with a home insurance policy from Allstate.

More Insurance Discounts — Getting good grades or driving a vehicle with certain safety features, such as anti-lock brakes or anti-theft technology, may qualify you for car insurance discounts.

Your Allstate agent can let you know what car insurance savings opportunities are available to you.

Feature optional. Subject to terms & conditions. Allstate Fire and Casualty Ins. Co. & affiliates: Northbrook, IL. © 2021 Allstate Insurance Co.

Please note that this website provides only a summary of auto insurance, written to illustrate in general terms how auto insurance works. Your insurance policy is the legal contract that contains the terms and limitations of your coverage. You should carefully review the contents of your policy. All products and coverages are subject to availability and limitations. Whether an accident or other loss is covered is subject to the terms and conditions of your insurance policy.

Drivewise is optional. Insurance feature is not available in every state. Subject to terms, conditions and availability. Smartphone and download of Allstate Mobile with activation of Drivewise required. Rewards based on driving behavior and may vary by state. No quote or purchase of insurance required for Allstate Rewards; rewards unavailable in NY. Insurance, coverage, features and discounts subject to terms, conditions and availability which varies by state. Discount and saving amounts vary. Speak to an Allstate agent for further details regarding eligibility or availability in your state.

Many factors go into the cost of your auto insurance policy, including how you purchase the policy: online, through a call center, or with an agent.

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