Get lower deductibles for safe driving

When you avoid car accidents each year, Allstate rewards you for safe driving. Car insurance customers who enroll in our optional Deductible Rewards® program earn an immediate $100 off their collision coverage deductible, and another $100 in deductible savings for each year they drive without getting into an accident up to a maximum of $500.

Deductible Rewards drivers can reduce their collision insurance deductible by up to $500 when they maintain an accident-free record. That means if your collision deductible is $1,000 and you earn $500 in Deductible Rewards, you'll save half of your out-of-pocket cost if you have an insurance claim after an accident. And, if your deductible is set at $500 and you earn the maximum $500 in Deductible Rewards, you'll pay no deductible for a collision insurance claim.

Get a fast and easy quote today and learn about the many ways you can save with Allstate.

How do Deducible Rewards work?

reward yourself

Sign up for Deductible Rewards to start earning for the safe driving you do every day.

Other ways you can save on car insurance

Allstate offers a number of other ways to help customers save money on car insurance. For instance:

Safe Driving Bonus® — Enroll in Allstate's Safe Driving Bonus program to receive a bonus every six months you don't have an accident.

New car insurance discount — Save on your car insurance policy if you're the first owner of a vehicle that is the current model year or one year prior.

Drivewise® — Get feedback on your driving habits that can help you drive more safely and reduce your insurance costs.

Multi-Policy discount — Customers with multiple Allstate insurance policies may qualify for additional savings. For instance, you can earn discounts when you bundle your car insurance with a home insurance policy from Allstate.

More insurance discounts — Getting good grades or driving a vehicle with certain safety features, such as anti-lock brakes or anti-theft technology, may qualify you for car insurance discounts.