Comprehensive coverage

VO:

Comprehensive coverage helps repair or replace your car after something other than a collision with another car.

Things like theft, fire, hail damage or hitting an animal.

It’s optional if you own your car outright—but since these situations can happen to any driver, it's recommended to help with costly repairs.

Say for example, your car is stolen or totaled.

With Comprehensive Coverage, after you pay your deductible, your insurer will send you a check for your car's actual cash value.

Accidents can be expensive—you'll want coverage to protect you if one happens.

That’s what comprehensive coverage will do for you.