Auto liability insurance is a type of car insurance coverage that's required by law in Illinois, so Chicago drivers must have it.

More specifically, the following liability coverages and uninsured/underinsured motorist coverage are the minimum required in Chicago:

$25,000 bodily injury liability limit per person
$50,000 bodily injury liability limit per accident
$20,000 property damage liability

Collision¹ and comprehensive¹ coverage are not required for Chicago drivers.

All coverages are subject to the coverage limits stated in your policy.

¹Although Illinois law does not require drivers to carry this coverage, it may be required by your lender if you are leasing or financing your vehicle.