Car insurance policy declarations
What is a car insurance declarations page?
An Auto Insurance Policy Declarations summarizes your policy and the coverages, limits and deductibles you've chosen to purchase. It can also list the insured vehicles, insured drivers and dates your policy is effective as well as any discounts you received.
You'll receive a new Declarations every renewal period, which is normally every six months.
How to read your auto insurance policy declarations
See where you can find important information from the sample Declarations below.
Vehicles covered
This is where you'll find the vehicle or vehicles insured on this policy.
Total premium
Each vehicle you insure has its own premium amount. This total is for all the listed vehicles for the policy period.
Discounts
Discounts you have are listed in this area.
Policy period
When you pay your premium by the due date, your policy automatically continues — unless it is non-renewed — for the time period shown, usually six months.
Drivers listed on your policy
Shows drivers listed on the policy.
Coverage
If you have more than one car, the coverage types will be listed on separate pages for each vehicle.
Limits
This shows the maximum limit Allstate will pay for each covered accident, for each type of coverage.
Deductibles
This shows how much you will pay out of pocket for damage to your vehicle for each covered accident.