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  4. Auto Insurance for Teen Drivers


Auto insurance for teen drivers

Keeping new drivers in good hands

Your teen getting their license is a milestone—for them and for your insurance. Until your new driver gains experience on the road, having them on your policy can be pricey. But Allstate is here to help.

Whether it's through offering more ways to reward safe drivers, innovating for the good of our customers or working to decrease distracted driving, Allstate has helped keep young drivers in good hands for more than 80 years. Together, we can get through potential bumps in the road.

A teenage driver smiles as she sits behind the wheel of her car.

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About to have a new driver in your family? Find out how much auto insurance may cost.

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A mother sits in the passenger seat and smiles at her teenage daughter in the driver's seat.

On the road to a driver's license

Graduated Driver Licensing (GDL) laws, such as learner's permits, can help lower your teen's driving risks. Know the rules of the road in your state to help your teen learn safely.

See laws in:

Ways to save on your teen's insurance

Whether they're just starting out or a little more seasoned, teen drivers can earn discounts just for them.

See teen discounts

Helping teen drivers build good habits

Technology specifically designed to create and reinforce safe driving skills can help your new driver learn good habits.

Drivewise®
Get a personalized experience with real-time driving feedback and insights, in-app safety alerts and safe driving tips. Parents can stay informed of any unsafe driving habits—perfect for coaching your new driver. Just download the Allstate® mobile app to get started1.

teenSMART®
This advanced driver training program, complete with tutorials, activities and tests, addresses the key factors that cause teen crashes. Teens get immediate, interactive driving feedback on specific skills—and you may get a discount on your policy.

CellcontrolTM
Help prevent distracted driving by restricting your teen's calls, texts, social media use and more when they're behind the wheel. You can even get alerts and scores to see how your teenager is driving.

Two teenagers exchange information after getting in a car crash.

Peace of mind for bumps in the road

If your teen gets in a car accident, Allstate can help them get back on the road. Help prevent your rates from going up just because of an accident with Accident Forgiveness. Get your money back if you're not happy with your auto claim with Claim Satisfaction Guarantee. And if their car is in the shop because of the crash, rental car reimbursement can help cover fees for a temporary ride.

Know insurance requirements in your state.

Different states have different minimum requirements for car insurance. Find out what you need, and what many people around you have.

State Map

See the selected state's minimum insurance requirements.



Protection is always with them.

From running out of gas, to getting a flat tire to locking the keys in the car, a lot can happen on the road. But help is just a few taps away with Allstate Roadside Assistance in the Allstate mobile app. Your teen can have quick access to:

  • Services such as towing, tire changes, jump starts and more
  • Allstate's network of 24/7 roadside providers, dispatched in minutes
  • Arrival-time GPS tracking of the help that's on the way

For more ways to help you and your family better prepare for the road ahead, see roadside assistance solutions.

Help keep your teen driver safe.

You can't always be with them, but they can take your guidance wherever they go.

Lay some ground rules.

  • Discuss when, where, how and with whom your teen can drive
  • Limit the number of passengers in the car
  • Establish a curfew
  • Insist your driver (and passengers) wear seatbelts at all times
  • Limit teen driving during high-risk times, like Friday or Saturday nights
  • Set driving-area limits
  • Prohibit driving under the influence—or riding with friends who are

Avoid distracted driving dangers.

  • Talking and texting on a cell phone
  • Eating and drinking
  • Focusing on passengers
  • Reading maps or other materials
  • Using a navigation system
  • Changing the music you're listening to

Related Resources:

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Insurance, coverage and discounts are subject to terms, conditions and availability, which may vary by state. Discount amounts and total savings will vary.

1Drivewise is part of every policy with the exception of California residents.

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