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Auto insurance for teen drivers

Helping new drivers be safe drivers

Car crashes are the number one killer of teens in the nation.1 But Allstate is committed to fighting that through advocacy, discounts and education for teen drivers and parents. Together, we can help keep them safe and give you peace of mind.

A teenage driver smiles as she sits behind the wheel of her car.

Get a quote for your teen driver.

About to have a new driver in your family? Find out how much auto insurance may cost.

Get a quote
A teenage driver smiles as she sits behind the wheel with an adult female in passenger seat.

On the road to a driver's license

Graduated Driver Licensing (GDL) laws, such as learner's permits, can help lower your teen's driving risks. Allstate advocates for all states to adopt these safety standards. Know the rules of the road in your state to help your teen learn safely.

See laws in:

Ways to save on your teen's insurance

Whether they're just starting out or a little more seasoned, there are lots of ways for teen drivers to earn discounts. Find an agent who can help you find the most savings.

See teen discounts
Two teenagers exchange information after getting in a car crash.

What if your teen has a car accident?

If your teen gets in an accident with a learner's permit, the consequences are typically the same as in any other accident. If they were caught driving alone, they could get a ticket or have their permit suspended.

Know insurance requirements in your state.

Different states have different minimum requirements for car insurance. Find out what you need, and what many people around you have.

See auto insurance requirements in:

Help keep your teen driver safe.

You can't always be with them, but they can take your guidance wherever they go.

Lay some ground rules.

  • Discuss when, where, how and with whom your teen can drive
  • Limit the number of passengers in the car
  • Establish a curfew
  • Insist your driver (and passengers) wear seatbelts at all times
  • Limit teen driving during high-risk times, like Friday or Saturday nights
  • Set driving-area limits
  • Prohibit driving under the influence—or riding with friends who are

Avoid distracted driving dangers.

  • Talking and texting on a cell phone
  • Eating and drinking
  • Focusing on passengers
  • Reading maps or other materials
  • Using a navigation system
  • Changing the music you're listening to
A passenger explores the Drivewise safe driving app on her phone while her friend drives.

Technology for a safer ride

Allstate is always searching for new ways to help keep you and your family safe. Technology specifically designed to reinforce safe driving skills can help your new driver learn good habits. The Cellcontrol tool—now 25% off with a discount through Allstate—can help track your driver-in-training and prevent distracted driving. And as your teen racks up time behind the wheel, Drivewise is a useful tool to help build and reward good driving habits. Just download the Allstate Mobile App to get started1.

Insurance, coverage and discounts are subject to terms, conditions and availability, which may vary by state. Discount amounts and total savings will vary.

1"Leading Causes of Death." Centers for Disease Control and Prevention, 17 Sept. 2013. Web. 18 June 2013.

1Drivewise is part of every policy with the exception of California residents.
ECC Monitor: OK