Back to top

Car Insurance Coverage

  Try Smart Search An intelligent search tool to help you find the info you're looking for. Try it now
< Start Over Welcome to Smart Search Quickly locate tools, tips, resources, insurance information and more. Smart Search For example: car insurance tips or common claims Popular Searches

When You're In The Car, We've Got You Covered.

Each state has specific laws that outline the types and amount of auto insurance you're required to have. Your coverage requirements might be different depending on where you live and what your personal insurance needs are. An agent can help you understand your state's insurance requirements so you can make an educated decision about the coverage levels and deductibles you want. In addition to agent assistance, our tools & resources will provide you with 24/7 access to safety tips and detailed information to help you better understand insurance.

See auto insurance requirements in your state.

Not located in Virginia?
Update your ZIP code


Coverage Centered Around You.

Your state's required minimums may not be enough to best protect you, your family and your car. That's why you can adjust your limits and deductibles- the basic building blocks of any policy-to fit your needs.

Find an agent to learn more about the following coverage types:

  • Collision: Covers expenses related to the damage or destruction of your vehicle that's been in an accident.
  • Comprehensive: Covers expenses related to the damage or destruction of your vehicle in situations like thefts or storms.
  • Liability: When an accident is your fault, bodily injury liability covers expenses related to the injury or death of another driver or a pedestrian, and property damage liability covers expenses related to the damage of another person's property-like vehicles, homes, buildings and other structures.
  • Medical payments: If you and/or your passengers are hurt in an accident, this can help cover your medical or funeral expenses.
  • Personal injury protection: If you and/or your passengers are hurt in an accident, this can help cover medical expenses plus related expenses like income continuation.
  • Uninsured & underinsured motorist: Covers medical expenses and/or repair bills if you're in an accident, the other driver is at fault and doesn't have any (or doesn't have enough) insurance.
  • Personal umbrella policy: Offers protection against liability claims or judgments, kicking in when your auto insurance liability limits have already been reached.
  • Rental reimbursement: Helps cover the cost of renting a car if your vehicle is in the shop because of an accident covered under your policy.
  • Sound system: Covers the cost of replacing stolen or damaged audio and/or video equipment.
  • Towing & labor: Covers the cost of common roadside services like tire changes and jump-starts.

Find an agent for more information about auto insurance coverage types.

Watch videos about common types of insurance coverage.

How Much Auto Insurance Do You Need?

Bumper-to-Bumper Basics® can help you determine the limits and deductibles that are right for you. It's a great tool for starting a conversation with an agent about the coverage levels you want.

Learn about coverage levels

Insurance, coverage and discounts are subsequent to terms, conditions & agreements, which may vary by state. Discount amounts and total savings will vary.

Agents are Here to Help Near 20146
Edit Location
  • Loading...
ECC Monitor: OK