Your state's required minimums may not be enough to best protect you, your family and your car. That's why you can adjust your limits and deductibles- the basic building blocks of any policy-to fit your needs.
Find an agent to learn more about the following coverage types:
- Collision: Covers expenses related to the damage or destruction of your vehicle that's been in an accident.
- Comprehensive: Covers expenses related to the damage or destruction of your vehicle in situations like thefts or storms.
- Liability: When an accident is your fault, bodily injury liability covers expenses related to the injury or death of another driver or a pedestrian, and property damage liability covers expenses related to the damage of another person's property-like vehicles, homes, buildings and other structures.
- Medical payments: If you and/or your passengers are hurt in an accident, this can help cover your medical or funeral expenses.
- Personal injury protection: If you and/or your passengers are hurt in an accident, this can help cover medical expenses plus related expenses like income continuation.
- Uninsured & underinsured motorist: Covers medical expenses and/or repair bills if you're in an accident, the other driver is at fault and doesn't have any (or doesn't have enough) insurance.
- Personal umbrella policy: Offers protection against liability claims or judgments, kicking in when your auto insurance liability limits have already been reached.
- Rental reimbursement: Helps cover the cost of renting a car if your vehicle is in the shop because of an accident covered under your policy.
- Sound system: Covers the cost of replacing stolen or damaged audio and/or video equipment.
- Towing & labor: Covers the cost of common roadside services like tire changes and jump-starts.
Find an agent for more information about auto insurance coverage types.
Watch videos about common types of insurance coverage.
Bumper-to-Bumper Basics® can help you determine the limits and deductibles that are right for you. It's a great tool for starting a conversation with an agent about the coverage levels you want.
Learn about coverage levels