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Arizona Auto Insurance

Coverage designed with you in mind

Finding the right car insurance for you means staying up-to-date on Arizona requirements. From legal regulations to common coverage levels for Allstate policyholders in your area, we have the helpful information you need to get the protection you deserve. Contact an agent to better understand the different types of coverage in your area.

Get more info and resources just for drivers in Phoenix and Tucson.

Auto insurance requirements are based on your location.



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When you drive with quality coverage, you drive with peace of mind. Allstate auto insurance can help you stay protected, wherever the road takes you.

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Coverage Type
Arizona Requirements
Common Coverage Levels In Arizona
Bodily Injury Liability
Covers expenses related to the injury or death of another driver or a pedestrian when an accident is your fault.
$15,000 limit per person/ $30,000 limit per accident
$100,000 limit per person/$300,000 limit per accident
Property Damage Liability
Covers expenses related to the damage of another person's property—like vehicles, homes, buildings and other structures—when an accident is your fault.
$10,000 limit
$25,000 limit
Uninsured Motorist
Covers medical expenses if you're in an accident, the other driver is at fault and doesn't have any insurance.
Not required
$15,000 limit per person/$30,000 limit per accident
Underinsured Motorist
Covers medical expenses if you're in an accident, the other driver is at fault and doesn't have enough insurance.
Not required
Not commonly added
Medical Expenses
If you and/or your passengers are hurt in an accident, this can cover your medical or funeral expenses.
Not required
$5,000 limit
Collision
Covers expenses to repair or replace your vehicle that's been damaged in an accident.
Not required
$500 deductible
Comprehensive
Covers expenses to repair or replace your vehicle that's been damaged in situations like thefts or storms.
Not required
$0 deductible


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An Allstate agent can help you find ways to protect what matters most.

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State chart requirements provided for informational purposes only. State minimums and required coverages vary by state and may change from time to time. Check with your state for up-to-date information or if you have questions about current state minimums. Coverage limits and deductibles identified as "most common" in the chart above are the most popular limits and deductibles selected by Allstate policyholders in Arizona. All coverages are subject to policy terms, conditions and state availability.
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