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Accident Forgiveness

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Protection for Your Insurance Rate.

Your car insurance premium doesn't have to go up just because of an accident. When you add Allstate's optional Accident Forgiveness coverage to your auto insurance policy, your rates won't go up after an accident — even if it was your fault.

Accident Forgiveness protection begins the day you sign up. Contact your local agent to learn more about Accident Forgiveness so you can determine if it's right for you.

Video Transcript

Accident Forgiveness

Super: We won't raise your rates just because of an accident.

00:06 — 00:08 VO: We won't raise your rates just because of an accident.

00:09 — 00:20 VO: Sure, everyone thinks they're a good driver but when an accident happens, with Allstate, you don't have to worry even if it's your fault.

Super: but when an accident happens,

Super: with Allstate

Super: You don't have to worry even if it's your fault.

00:23 — 00:30 VO: It's called Accident Forgiveness and it starts the day you sign up. You're in good hands with Allstate.

Super: It starts the day you sign up

Get Extra Insurance Discounts & Perks With Allstate.

Accident Forgiveness is just one of the many ways you can choose to get extra value with an Allstate auto insurance policy.

Here's a look at some other unique ways Allstate can help you save money on car insurance:

  • Safe Driving Bonus® — Receive a safe driving bonus for every 6 months you drive without having an accident.
  • Deductible Rewards — Get $100 off your collision deductible the day you sign up, plus receive another $100 off your deductible each year you drive without having an accident — up to $500 total.
  • Drivewise® — Get personalized driving feedback that can help you improve your safe driving habits and lower your insurance costs.

Your local agent can help you sign up for these programs and identify other potential car insurance discounts.

Prepare for the Road Ahead

Accident Forgiveness is just one of the many features available to an Allstate auto insurance customer.
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What you'll need

Personal Information
Name, Date of Birth, Address
Vehicle Information
Year, Make & Model or VIN*
*Don't worry, we'll help you find this

What do you do when you're in an accident

If you do have an accident, you may want to take certain steps at the scene and throughout the claims process to help make an unfortunate situation go as smoothly as possible. From assessing injuries and damage to monitoring the status of your claim, this accident guide from Allstate may help.

Once you are ready, you can file your auto claim online quickly and easily by logging in to My Account.

Feature optional. Subject to terms & conditions. Allstate Fire and Casualty Ins. Co. & affiliates: Northbrook, IL. © 2020 Allstate Insurance Co.

Please note that this website provides only a summary of auto insurance, written to illustrate in general terms how auto insurance works. Your insurance policy is the legal contract that contains the terms and limitations of your coverage. You should carefully review the contents of your policy. All products and coverages are subject to availability and limitations. Whether an accident or other loss is covered is subject to the terms and conditions of your insurance policy.

Drivewise is optional. Insurance feature is not available in every state. Subject to terms, conditions and availability. Smartphone and download of Allstate Mobile with activation of Drivewise required. Rewards based on driving behavior and may vary by state. No quote or purchase of insurance required for Allstate Rewards; rewards unavailable in NY. Insurance, coverage, features and discounts subject to terms, conditions and availability which varies by state. Discount and saving amounts vary. Speak to an Allstate agent for further details regarding eligibility or availability in your state.

ECC Monitor: OK