Coverage designed with you in mind
Finding the right car insurance for you means staying up to date on Indiana requirements. The table below lists the coverages and minimum coverage limits that are required in Indiana. Keep in mind, however, that minimum coverage limits are just a starting point. You may want to consider increasing your coverage limits for greater protection.
New Allstate auto insurance in Indiana, with all-new ways to save
Good drivers save more with Allstate
Get rewarded with a big discount for not having any recent tickets or accidents.
Save more than ever with a new Drivewise®
Connect your driving data to save up to 30% with your everyday safe driving. The safer you drive, the less you’ll pay. Plus an extra 10% just for participating.*
Auto insurance made simple
A new quoting experience makes it easier than ever to understand your coverage and savings.
Enjoy extra savings for driving fewer miles
Get a policy that reflects the miles you drive in a year.
Indiana car insurance state minimums
Finding the right car insurance for you means staying up to date on Indiana requirements. The table below lists the coverages and minimum coverage limits that are required in Indiana. Keep in mind, however, that minimum coverage limits are just a starting point. You may want to consider increasing your coverage limits for greater protection.
Coverage type | State requirements |
|---|---|
Bodily injury liability | $25,000 limit per person/$50,000 limit per accident |
Property damage liability | $25,000 limit |
Uninsured motorist | Not required |
Underinsured motorist | Not required |
Personal injury protection | Not required |
Collision | Not required¹ |
Comprehensive | Not required¹ |
All coverages are subject to the coverage limits stated in your policy.
¹Although Indiana law does not require drivers to carry this coverage, it may be required by your lender if you are leasing or financing your vehicle.
Other types of car insurance coverage in Indiana
Allstate also offer these other types of car insurance coverage:
- Roadside coverage
- Ride For Hire®
- Rental reimbursement coverage or transportation expense coverage
Learn about these and other car insurance coverage types available.
Indiana car insurance discounts
It’s possible to get quality coverage at a lower rate than you might think. When you get a quote for Indiana auto insurance from Allstate, you may be eligible for discounts that could help you save. Some available discounts can include:
- Multiple policy / bundling discount
- New car discount
- Early Signing Discount®
- Responsible payer discount
- Smart student discount
Review the different types of car insurance discounts tailored to you and enjoy savings without cutting coverage.
Insurance bundling discounts
Factors that can impact your car insurance rates in Indiana
In addition to selecting the coverages, limits and deductibles that’s right for you, these factors could also affect your car insurance rates in Indiana:
- The type of car you’re insuring (year, make, model)
- Your driving habits and annual mileage
- Demographic factors, like zip code
- Any discounts you may qualify for
Learn more about these factors that could impact your car insurance premium.
Indiana’s rules on electronic proof of insurance
If you are stopped by the police and asked to show proof of insurance, you may wonder if you need to find a paper copy of your insurance card, or if you can use an electronic version. In Indiana, you are allowed to show an electronic copy of your insurance card on your mobile device.
You can use the Allstate mobile app for iPhone® and Android® to access a digital ID card.