Insurance is smart planning that can help protect you from expensive, sometimes devastating surprises. An Allstate agent can give you a free quote on insurance that may help:
- Safeguard the investment you made in your car
- Pay for medical bills after an accident
- Shield you from damages of a lawsuit
- Protect you from uninsured or underinsured motorists
- Pay for repairs due to theft, vandalism or natural disasters
- Give you peace of mind, for wherever the road takes you
Shopping for car insurance? If you're getting quotes from several insurers, make sure you're doing an accurate comparison: Select the same set of coverages, coverage limits and deductibles for each quote you get.
In addition to choosing coverages and coverage limits that meet your state's requirements, you may also want coverages to help protect your vehicle, such as collision coverage or comprehensive coverage. If you add collision coverage to one quote, make sure to add it to the others.
Also, some coverages, like collision coverage, come with a deductible. You may be able to choose your deductible amount -- for example, $500. Remember to select the same deductible amount on each coverage, for each quote you get.
Once you've gotten several car insurance quotes with the same coverages, limits and deductibles, you can see how each insurer estimates your premium based on the
factors you chose. Then, you can select the policy that best fits your needs.
Need more information? Check out 3 Keys To Comparing Car Insurance Rates.
What's required in my state?
Each state's laws determine the coverage types and minimum coverage limits you must purchase. For example, in Texas, you're required to have bodily injury liability coverage with minimum limits of at least $30,000 per person and $60,000 per accident. Make sure you know your state's requirements.
