How dental and vision insurance strengthen any benefits portfolio

Statistically speaking, employees want these benefits but are still hesitant to seek dental and vision care due to the expense. These opposing views underscore the importance of offering affordable group dental and vision coverage to employees to break down the price barriers that prevent so many people from seeking care.

Let's explore how group dental and vision insurance can make any employer's benefits portfolio more robust and help empower employees to obtain the care they need.

It's well known that poor health costs American companies billions of dollars every year as well as many hours of lost productivity. Dental health is often overlooked as one element of this, but it is certainly an important factor.

When employees are apprehensive about the cost (and pain) of visiting the dentist, they may delay care and end up with any number of preventable dental issues—cavities, infections, abscesses or even lost teeth. Dental coverage can help enrolled employees feel financially prepared for regular dental care, which will help to prevent dental emergencies and reduce time spent away from work.

Links have even been made between oral health and heart health. The American Heart Association says chronic gum inflammation may be associated with coronary artery disease, stroke, diabetes, and other systemic conditions.²

According to the American Dental Association, regular exams and cleanings are important to maintain healthy teeth and gums. Dentists recommended visiting every six months for most people, or more often for those who have a higher risk for gum disease.³

While dental and vision care is important for adults, it is crucial to help our children get the right start in life as well. This is especially important when it comes to dental care. According to the CDC, tooth decay (which leads to cavities) is the most common chronic disease of childhood in U.S. Left untreated, cavities can cause pain and infections that may hinder eating, speaking and even learning at school.

Offering families access to dental insurance as well as vision coverage as part of a group benefits package can holistically help everyone in the household stay on top of their health.

Allstate Benefits offers a broad portfolio of enrollment solutions with the flexibility to meet every employer's needs. Based on their size and existing technology, employers can select the enrollment channel that's the best fit for them. Whatever the choice, our dedicated team ensures a smooth end-to-end enrollment process.

Contact an Allstate Benefits Representative to learn more about the platforms that are available to you.

We are committed to providing a full spectrum of coverage to meet all the needs of employees and their families. This includes dental insurance and vision insurance, which we offer in partnership with Ameritas. Employees can select their dental plan of choice and choose the eye care network that works best for them.

Contact an Allstate Benefits Representative to learn more.