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Beyond insurance: Value-added features through Allstate Benefits

Employers have the opportunity to enhance their benefit offerings with value-added programs and services through Allstate Benefits. These perks go beyond our high-quality voluntary insurance and group health coverage to deliver even more value to the workforce. According to the 2023 BEAT Study: Benefits and Employee Attitude Tracker by LIMRA, 39% of employees are more inclined to stay at their current jobs because of their employer's benefits.1

Employees want a return on their investment, and value-added programs and services do that while boosting their overall benefits package.

Read on to learn more about the four available value-added opportunities offered by Allstate Benefits.

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Allstate Benefits Claims Assist reminds employees to file a claim.

Allstate Benefits has teamed up with the data gurus at Benefit Science Technologies to integrate major medical claims data* with our proprietary benefits mapping. When an event such as a doctor's visit or critical illness diagnosis is reported by the medical claims data, Claims Assist validates and qualifies the data against our benefit mapping and automatically emails the employee a coverage reminder with a link to our customer portal to file a claim.

In the uncertainty and worry that follow an injury or diagnosis, Claims Assist can help employees take advantage of overlooked coverage and recover significant benefits. Employees can opt in to Allstate Benefits Claims Assist when they sign up for our Accident, Critical Illness and Hospital Indemnity products.

My Offers provides employees with special savings that are customized to their geographical location.

My Offers is an easy-to-use discount service available through Allstate Benefits that offers special deals and savings that are customized to an employee's geographical location. Perks can include employee-friendly deals on home and auto maintenance, child safety products, and even student loans.

This service saves employees both time and money as they live their best lives. Employees with any Allstate Benefits coverage are eligible for My Offers; there are no product limitations or restrictions.

Papa offers flexible family care to employees and their loved ones.

We all need a pal sometimes. That's why Allstate Benefits partners with Papa to offer flexible family care benefits to employees and their loved ones. Papa delivers real human help right to an employee's front door via its curated national network of Papa Pals, compassionate individuals who provide companionship and assistance with everyday tasks.

Trained and highly vetted Papa Pals can provide support in the following ways**
  • Assistance with homework, snacks, meals and playtime for children
  • Help with errands, light housework, or caring for pets (which may include taking the pets on a walk or refilling food or water)
  • Companionship, transportation, and support for aging or ill loved ones near and far

This collaboration with Papa provides a variety of benefits, including increased productivity, enhanced well-being, and support for a changing workforce. When an employee enrolls in an Allstate Benefits voluntary insurance product or a group health plan*** through their employer, they receive access to up to 10 hours of help from a Papa Pal during the first year of coverage. If they need more time, they can purchase hours directly through Papa.

Walmart Health Virtual Care provides employees with convenient and affordable behavioral telehealth services.

Allstate Benefits offers access to virtual health care benefits through Walmart Health Virtual Care. This program provides medical consultations, behavioral health counseling, and talk therapy services to patients nationwide via telehealth. Services are provided in accordance with state law by physicians, nurse practitioners, and other licensed professionals.

When medically necessary, Walmart Health Virtual Care providers may prescribe medication that patients can pick up at a local pharmacy. (Virtual Urgent Care visits are not a replacement for a primary care physician or an annual physical exam.)

Employers can add virtual medical and behavioral health services (urgent care, talk therapy) to most group health plans and virtual behavioral health services (talk therapy, teen therapy, psychiatry solutions) to select voluntary insurance products through Walmart Health Virtual Care.

With value-added programs and services through Allstate Benefits, employees have access to a more robust benefits package that can meet important untapped needs. All of these opportunities can help employees thrive in their personal lives by providing them with added convenience and valuable financial, family, health, and wellness support. This creates space for happier and healthier employees in the workplace.

Some of our value-added programs and services have limitations and restrictions and may not be available in all states. Contact an Allstate Benefits Representative to learn more.

*The medical data used by Benefits Science Technologies is not shared with Allstate Benefits. Our HIPAA- and ERISA-compliant partners meet or exceed SSAE19/SOC2 certification standards of security and privacy.

**Papa Pals undergo background checks and motor vehicle record searches in all states for individuals conducting transportation visits. They support families with children aged three and up; the parent or guardian must be present during each visit. Papa Pals do not assist with daily living activities or provide medical care. Visit the "Ask us anything" section at papa.com/members for Papa's safety policies, Community Standards, and visit regulations.

***Papa services will be included with new and renewing Secure Choice plans with effective dates of January 1, 2024, and later.

12023 BEAT Study: Benefits and Employee Attitude Tracker | limra.com (May 2023)

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