Back to top

Dental Plans

Are You Talking About Them?

You may already know there are plans that provide members with benefits that cover dental care expenses.

But did you know that dental plans cover routine preventive care and provide other benefits depending on the plan type. This coverage may help encourage plan members to keep up with their oral health so they can feel their best.

Dental: Healthy Mouth, Healthy Body

Dental cost infographic.

Why is it important for employees to visit the dentist on a routine basis? Because taking care of teeth and gums is not only essential for maintaining good oral health but is also a contributor to overall health.

According to the American Dental Association, regular visits to the dentist are important because they can help identify problems early and prevent many problems from developing in the first place. Yet, 100 million Americans go without a dental visit each year and one of the top reasons is the cost.

The U.S. Department of Health and Human Services estimates that 108 million Americans lack dental coverage. Companies that offer dental coverage as part of their benefits packages may be rewarded with healthier, more productive employees. Offering dental coverage can also help attract and retain talented employees.

Most people know that poor oral hygiene can lead to a host of dental problems, including tooth decay, gum disease, and bad breath. But did you know that it can lead to many serious medical conditions?

Studies show that the bacteria that occurs with periodontal disease can enter the bloodstream and cause:

  • Cardiovascular disease. Bacteria can cause or worsen hardening of the arteries and increase your risk of a heart attack or stroke. The bacteria can also cause endocarditis, a dangerous infection of the inner lining of the heart.
  • Respiratory infections. Gum disease can increase your risk of pneumonia and chronic obstructive pulmonary disease (COPD).
  • Alzheimer's disease. Periodontal disease, especially in cases of tooth loss, has been linked to an increased risk of dementia.
  • Pregnancy problems. This includes premature and low-birth-weight babies.
  • Erectile dysfunction and low sperm counts. Studies have found a link between poor dental health and erectile dysfunction.
  • Diabetes complications. Periodontal disease can make it harder to control blood sugar levels and worsen diabetes symptoms. High blood sugar may weaken white blood cells. White blood cells are how your body fights infections in the mouth.
  • Kidney disease. Researchers have shown a potential link between poor oral hygiene and deadly kidney disease.
  • Pancreatic cancer. Researchers believe that the bacteria that cause periodontitis also play some type of role in the onset of pancreatic cancer.

Adding dental to an employee benefits package means members may be more likely to go to their dentist for routine cleanings and checkups.

An employee helping a customer.

Why add dental to your package?

These coverage options are not only a great benefit to add to attract and retain talent, but they help encourage routine care.

In the end, keeping the workforce healthy is a priority and adding dental coverage can help with just that.

Allstate Benefits offers group dental plans to include with most of our Self-Funded Program options. Add dental to help create a more complete self-funded benefits package for your employees:

  • No waiting periods on benefits for services.
  • One package, one payment, one administration — it's that simple.
  • In years when claims are lower than expected, a portion (or all, depending on your plan selection) of the difference between your group's anticipated and actual claims may be refunded back to you.

Call your Allstate Benefits – Group Health sales consultant at 877-225-5077 to learn more.

We are Allstate Benefits

From innovative group health coverage to our industry-leading portfolio of group supplemental insurance products, we have the experience, knowledge and service you need, and a name you know and trust.

Learn more about us

Allstate Benefits Logo.
Allstate Benefits Logo.

you're in good hands

ECC Monitor: OK