Back to top

4 Reasons to Pick Our Self-Funded Program

The Self-Funded Program through Allstate Benefits is designed to help small- to mid-sized business owners gain control over their health care costs. With flexible plan designs, additional coverage options, and value-added features, employers can build a plan to fit the needs of their members.

Self-Funded infographic.

1. Self-funded product options to fit your needs

Product options range from PPO plans to reference-based pricing. Choosing a plan that works with a business has never been easier.

PPO and Network Only plan options
Our PPO plans offer secured network savings that pay for both in-network and out-of-network services.

Our Advantage plan is a network-only plan, which pays benefits for in-network services only, except for emergency services. Savings come from eliminating the high cost of out-of-network services.

You can learn more about our PPO and network only options here.

Reference-based pricing
Reference-based pricing plans pay based on a multiple of the Medicare reimbursement rate or derived equivalent. That means the plan offers more control over costs. You can learn more about our reference-based pricing option here.

2. Complete the package with dental coverage

Dental plans are available and can be paired with most of our group health options.

Adding a dental plan to self-funded medical plans can help create a more complete benefits package.

Our dental PPO plans are available with either the Aetna Dental Access® network or the Cigna Dental PPO SA® network. Clients can also choose the no-network option, allowing their members to visit any dentist they choose.

Three women collaborating using post-its on a board.

3. Added features are available to boost a plan's value

These value-added features can be added to most plan designs. We strive to reduce overall health care expenses and these features can help with that!

Telemedicine through MeMD®
MeMD2 telemedicine services connect patients virtually to U.S. board-certified doctors and therapists.

Urgent Care: U.S. board-certified doctors and medical providers are available 24/7/365 to diagnose, treat, and prescribe medication (when necessary) for many minor illnesses and injuries via phone or online video visits.

Talk Therapy: Licensed therapists can help with a wide range of mental and emotional health needs. Receive ongoing support, on your schedule, from the comfort and privacy of your own home via phone or online video visits in as little as 48 hours.

Wellness program
The wellness program through Vitality® is available with most plan designs. With this unique program, along with the self-funded plan, employees can get healthier, while enhancing and protecting their lives. When plan members do healthy right, they can lower their health care expenses.

Provider search tools
Researching health care providers can help save on costs and empower patients to select the provider that best fits their needs. With the Self-Funded Program through Allstate Benefits, members have multiple ways to search and explore provider options.

  • Smart Match (Powered by Amino)
    Plans with the Aetna Signature Administrators® PPO network have access to Smart Match. Smart Match Provider Navigation helps members find the highest-quality providers with the best prices.
  • Healthcare Bluebook™. Our reference-based pricing plan designs include Healthcare Bluebook. Healthcare Bluebook is a cost and quality navigation tool to help members access quality health care at a fair price. With this easy-to-use tool, plan members can shop around for low-cost, high-quality providers.
  • Network search tools. In addition to our transparency tools, all of the networks available with our program have provider searches available for members. These can filter in-network providers by location, specialty, and more.

Activity Tracker Credit
Activity Tracker Credit is an innovative program that allows plan members to connect their fitness devices, such as Fitbit® activity trackers and Apple's Health app, to Allstate Benefits at the time of application. When plan members connect their devices, employers can save a percentage on their health care costs!

4. Experienced support

Our sales and customer service teams provide personal and professional support to both agents and employers.

Allstate Benefits sales consultants can:

  • Run group quotes.
  • Hop on calls or webinars to assist with questions regarding our product offerings.
  • Help build a plan to maximize benefits.
  • Keep agents and employers updated about our latest group health innovations.

At Allstate Benefits, we are continuously working to provide small- to mid-sized groups with quality health benefits that exceed expectations and deliver the Good Hands® promise every day.

Plan and product availability varies by state.
Apple is a registered trademark of Apple Inc. Fitbit is a registered trademark of Fitbit, Inc. and its affiliates in the United States and other countries.

1 These plans do not remove the possibility of the employer penalty in the event that an eligible employee purchases insurance through the Federal Marketplace for employers with groups over 50 full-time employees.

2 Available for June 1, 2022, and later effective dates.

Related Articles:

Two people talking.

What is Stop-Loss Insurance?

Group of people talking.

5 Things to Consider When Choosing a Group Health Plan

An employee helping a customer.

Dental Plans - Are You Talking About Them?

We are Allstate Benefits

From innovative group health coverage to our industry-leading portfolio of group supplemental insurance products, we have the experience, knowledge and service you need, and a name you know and trust.

Learn more about us

Allstate Benefits Logo.
Allstate Benefits Logo.

you're in good hands

ECC Monitor: OK