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Delivering on the Good Hands

Secure Choice fully insured group health plans

A new fully insured option for small businesses in Texas

Employees are a vital part of any company's success. When employees have the coverage they need to take care of their health, the company's future is also protected. Fully insured medical plans are a popular choice among small businesses. Our fully insured plan, Secure Choice1, is a robust health benefits plan that is now available in Texas. Secure Choice can help employers attract and retain the best talent. Selecting the best health plan is a win for everyone!

What is Secure Choice?

  • A fully insured, Affordable Care Act (ACA)-compliant, PPO plan that pays benefits for both in-network and out-of-network health care providers. Choosing an in-network provider will help save the most on health care expenses.
  • Coverage for the 10 Essential Health Benefits - the care your group members and your company need to thrive. This includes preventive and wellness services2 such as vaccinations and screenings — at no cost to your members!
  • Plan levels to best fit your needs. The gold-, silver-, and bronze-level plans correspond to coverage rather than quality of care. For example, gold-level plans have the highest monthly premiums and the lowest out-of-pocket costs, such as deductibles and copayments.

Features & benefits

  • Flexibility. It's easy to select a plan the best meets your company's needs and budget.
  • Cost-saving support. Claims auditing services are provided by our trusted third-party vendors. These manual touchpoints help to lower premiums and ensure your members get the right treatment at the right time.
  • Stability. We are a knowledgeable, experienced, and trustworthy carrier with more than a decade of experience in the small to mid-sized business market. We are ready to work with you.
  • Guaranteed renewal. As long as you pay your premium, we will continue to renew your plan for as long as you like.

More resources

Disclaimers and notes

1Secure Choice is available in Texas only.

2See https://www.healthcare.gov/coverage/preventive-care-benefits/ for details.

Allstate Benefits is a marketing name for Integon National Insurance Company. Group health insurance plans offered by Allstate Benefits are underwritten by Integon National Insurance Company.

We are Allstate Benefits

From innovative group health coverage to our industry-leading portfolio of group supplemental insurance products, we have the experience, knowledge and service you need, and a name you know and trust.

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