Secure Choice fully insured group health plans

A fully insured option for small businesses

Employees are a vital part of any company's success. When employees have the coverage they need to take care of their health, the company's future is also protected. Fully insured medical plans are a popular choice among small businesses. Our fully insured plan, Secure Choice¹, is a robust health benefits plan that is available in Florida, Indiana, and Texas. Secure Choice can help employers attract and retain the best talent. Selecting the best health plan is a win for everyone!

What is Secure Choice?

• A fully insured, Affordable Care Act (ACA)-compliant, PPO plan that pays benefits for both in-network and out-of-network health care providers. Choosing an in-network provider will help save the most on health care expenses.
• Coverage for the 10 Essential Health Benefits - the care your group members and your company need to thrive. This includes preventive and wellness services² such as vaccinations and screenings — at no cost to your members!
• Plan levels to best fit your needs. The gold-, silver-, and bronze-level plans correspond to coverage rather than quality of care. For example, gold-level plans have the highest monthly premiums and the lowest out-of-pocket costs, such as deductibles and copayments.

Features & benefits

• Convenience. It's easy to select a plan that best meets your company's needs and budget.
• Less risk. You pay your premium, and we take care of the rest. All claims risk is assumed by Allstate Benefits.
• Stability. We are a knowledgeable, experienced, and trustworthy carrier with more than a decade of experience in the small to mid-sized business market.
• Guaranteed renewal. As long as you pay your premium, we will continue to renew your plan for as long as you like.

More resources

• Provider Directory
• Prescription Formulary
• Member, Employer, Agent Portals
• Fully insured product flyer
• Fully insured product brochure
• Summary of Benefits and Coverages
• Sample certificates
• Fully Insured Confidentiality Request Form
• Texas Prior Authorization Forms